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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Easy to use and convenient.

5
Easy to use and convenient. I find using PayPal an easy and secure way of paying for things. Reviewed on: 6th July 2026

A supportive and convenient way to shop

5
A supportive and convenient way to shop Reviewed on: 6th July 2026

I've been using paypal for decades, never have had a...

5
I've been using paypal for decades, never have had a problem. I once missed a payment, they called, we agreed on a resolution and all sorted, without stress. Reviewed on: 6th July 2026

Paypal is easy and great service to use

5
Used PayPal for about 15 years now, I love how simple it is to use and having the buyer protection has been great when I have had to use it. Customers service have also been quick and easy to access and use. Having the availability to spread the cost of purchases has been a fantastic service offered. Reviewed on: 6th July 2026

PayPal simply gets the job done when it comes to onl...

5
PayPal simply gets the job done when it comes to online purchases, and as long as you keep in control of the payments it doesn’t cost anything Reviewed on: 6th July 2026

I use PayPal for all of my purchases, it’s great to...

5
I use PayPal for all of my purchases, it’s great to know you have that added level of security Reviewed on: 6th July 2026

PayPal helps me to better manage my budget.

5
I use PayPal quite a lot with bigger purchases so allows me to spread the cost a bit more without adding interest. It’s easy to use and track how to clear the balance and use that extra budget to buy holiday outfits and spread that over 4 months too. A great product that helps me to better manage my budget. Reviewed on: 6th July 2026

Very easy to use and to pay each month lots of onlin...

5
Very easy to use and to pay each month lots of online retailers accept it Reviewed on: 6th July 2026

Polite and professional

5
Polite and professional - I have had no issues dealing with paypal members. Statements could be improved on but otherwise great Reviewed on: 6th July 2026

Easy to use and simple to manage

5
Easy to use and simple to manage Reviewed on: 6th July 2026

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