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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181023 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181023)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Happy customer

Always pay with PayPal its so easy and can split payments Reviewed on: 12th July 2026

So many options available!

Quick emergency transfers allowed me to pay up a big lump of voluntary NI contributions before the deadline! Also, the convenience of paying in instalments or using the credit option. So far it has been very useful. Thank you! Reviewed on: 12th July 2026

Consistently reliable service

Have used PayPal for years, during which time it's constantly developed to improve the service offered, but it remains reliable, secure & incredibly easy to use, whether online/App or with credit card which makes it so popular & my 1st choice in it's field. Reviewed on: 12th July 2026

Good service

I have had a positive experience. Reviewed on: 12th July 2026

Just brilliant

I just enjoy your services. Every works well and easy. It’s sure friendly and you offer great services. Reviewed on: 12th July 2026

Easy , a trusted friend, that's my paypal account

Easy way to pay, well trusted great website to use all the admin is well presented and easy to read Reviewed on: 12th July 2026

I’ve payed instalments on flights with PayPal

I’ve payed instalments on flights with PayPal Reviewed on: 12th July 2026

Paypal is my go to for payment online.

Very easy to use, brilliant options to spread the cost of purchases. Website and app easy to navigate. Easy to keep track of spending. Safe to use online. Reviewed on: 12th July 2026

PayPal - highly recommended

PayPal makes it easy to pay for things with interest free options. Reviewed on: 12th July 2026

Hassle free help.

Very simple process and a quick decision. On occasion when unplanned issues arise and I need temporary assistance with my finances I always call on PayPal Credit, It's always good to have a safety net you can rely on. Reviewed on: 12th July 2026

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