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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107038 reviews)

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4.90

Based on 107,038 reviews, last reviewed 14th May 2026

2592450% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent straightforward way to pay. No need to worry. Straight forward 1, 2, click, payment made. Would not trust any other app, PayPal my 1st go to. Easy to navigate app, helpful with a... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107038)

PayPal the best

Among all the platform to shop without prepared PayPal because their customer service is excellent and they give you more than one option to make payments and all the option is quite reasonable based on the current situation with finance going on right now akure recommend paper to anyone Reviewed on: 17th April 2026

I had an issue with a company.

I had an issue with a company. PayPal solved the issue immediately. Very happy. Reviewed on: 17th April 2026

The only Guy in Finance you’ll ever need ;)

I have used PayPal for a while now and have a lot of good things to say about it. Firstly, it is reliable. You have access to all the plans to help you manage your money independently. Then, it is extremely safe. You feel protected from any scams as there is a PayPal money back guarantee. Lastly, the customer service team are amazing and patient should you need to contact them for any questions you have. Reviewed on: 17th April 2026

Great Experience.

Great Experience. Brilliant customer Serbice Reviewed on: 17th April 2026

0% offers

Easier to manage expenses with it's 0% offers. Reviewed on: 17th April 2026

Been with them for years.

Been with them for years. Never let me down.always quick to resolve any issues. Always fair in their decisions. Reviewed on: 17th April 2026

Pay Pal has always been reliable and have used them...

Pay Pal has always been reliable and have used them since the early 2000's. The pay pal + is a great way of earning why you spend. Reviewed on: 17th April 2026

It’s very easy to use and faster

It’s very easy to use and faster Reviewed on: 17th April 2026

Pay buddy

Paying over a period of time is brilliant, helps to manage finances. Reviewed on: 17th April 2026

Use PayPal credit for peace of mind

I always using PayPal credit to purchase and then pay balance. It feels secure. I had an issue with a seller once which I used the credit service and PayPal investigated and reimbursed me. Quick and professional Reviewed on: 17th April 2026

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