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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Always there ready to pay.

Always there ready to pay. Very helpful when times are hard. Wouldn’t know how to do without it Reviewed on: 2nd July 2026

Great customer service

Nice if companies fail to deliver. The complaint process is easy Reviewed on: 2nd July 2026

Reliable Credit Support When It Matters Most

PayPal Credit has been a very convenient and reliable way for me to manage purchases with greater flexibility. I appreciate how easy it is to use, especially when shopping online, and the clear repayment options help me stay in control of my spending. The process feels secure, straightforward, and well integrated with PayPal, which gives me confidence whenever I use it. Overall, my experience has been positive because PayPal Credit provides peace of mind, flexibility, and trusted support when I need it most. Reviewed on: 2nd July 2026

Great service

Always someone at the end of the phone Reviewed on: 2nd July 2026

Qualified info from customer service

Qualified info from customer service Reviewed on: 2nd July 2026

.Positive shopping experience every time!

The platform is easy to navigate, I really appreciate the added layer of safety when shopping online. The buyer protection and dispute resolution features do give extra piece of mind. Positive experience each time! Reviewed on: 2nd July 2026

Excellent cusumer service, well done for precise inf...

Excellent cusumer service, well done for precise information Reviewed on: 2nd July 2026

Customer service very helpful, I have been using Pay...

Customer service very helpful, I have been using PayPal credit for many years , quick and easy to use Reviewed on: 2nd July 2026

PayPal credit card is the best!!

It takes a while to pay into the PayPal credit card account which could be faster like other banks. I still like to use PayPal but still nothing is perfect! Reviewed on: 2nd July 2026

Excellent no problems service is excellent

Excellent no problems service is excellent Reviewed on: 2nd July 2026

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