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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

PayPal has always been easy to use.

PayPal has always been easy to use. Very accessible and affordable Reviewed on: 2nd July 2026

easy and fast

was buying tv in currys and have had paypal credit just 1200 limit and some of that credit was used already . . i applied for increase limit to 2500. that was really easy and fast . . many thanks to buy my tv Reviewed on: 2nd July 2026

PayPal credit

Applied for PayPal credit as it was offering cash back. Was easy to apply,had an answer there and then and was allocated a larger credit limit than advertised. Useful to have as a just in case. Reviewed on: 2nd July 2026

App broken on latest android

Kind of terrible at the moment as the crypto stuff crashes the android app, im forced to use the browser instead Reviewed on: 2nd July 2026

I been with PayPal for 18 years and its been great n...

I been with PayPal for 18 years and its been great no problems I rate them the safest way and the best Reviewed on: 2nd July 2026

I have used PayPal services for many years, especial...

I have used PayPal services for many years, especially when I was living abroad. Made my life much easier on many occasions. Reviewed on: 2nd July 2026

So easy to use, no issues

So easy to use. And no issues.Have used many times. Reviewed on: 2nd July 2026

Very easy to use and very easy to contact when you n...

Very easy to use and very easy to contact when you need to Reviewed on: 2nd July 2026

Never had an issue and any communication has been ha...

Never had an issue and any communication has been hassle free Reviewed on: 2nd July 2026

I use PayPal regularly and it has given me a freedom...

I use PayPal regularly and it has given me a freedom and controllable credit Reviewed on: 2nd July 2026

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