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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107138 reviews)

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4.90

Based on 107,138 reviews, last reviewed 14th May 2026

2597050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% credit for 4 months means I can spread a purchase... 0% credit for 4 months means I can spread a purchase over a 4 month period without being charged interest unlike my credit card that once my fixed 0% ... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107138)

Always easy to use and also you can have a card hand...

Always easy to use and also you can have a card handy as well Reviewed on: 17th April 2026

It’s really helped me mange my money and get credit...

It’s really helped me mange my money and get credit Reviewed on: 17th April 2026

Great service , always there at the right time - alm...

Great service , always there at the right time - almost like having a personal business assistant helping at every step Reviewed on: 17th April 2026

Highly recomended

Quick setup, easy to use Many helpfull tools Reviewed on: 17th April 2026

Love it easy to you use, quick to set up...

Love it easy to you use, quick to set up and enjoy Reviewed on: 17th April 2026

I find it useful for transactions and buying on line

I find it useful for transactions and buying on line Reviewed on: 17th April 2026

Paypal has always delivered every time I require the...

Paypal has always delivered every time I require their services. Reviewed on: 17th April 2026

PayPal is very handy.

PayPal is very handy. They are offering a good service. I like the 0% for 4 months credit and offers extra days for pay it off without charging an interest. Good value for money. Reviewed on: 17th April 2026

I recently had a really positive experience using Pa...

I recently had a really positive experience using PayPal UK. The whole process felt smooth, secure, and surprisingly quick. Setting up payments and transferring money was straightforward, and I appreciated how intuitive the platform is to navigate—even for someone who isn’t particularly tech-savvy. What stood out most was the sense of security. Every transaction felt well-protected, and the notifications kept me informed at each step, which gave me real peace of mind. I also had a minor issue with a transaction, and the customer support team handled it efficiently and professionally, resolving everything much faster than I expected. Overall, PayPal UK made managing payments easy and stress-free. It’s a reliable service that I’d happily recommend to anyone looking for a convenient and secure way to handle their finances online. Reviewed on: 17th April 2026

Overall it’s easy and convenient to use.

Overall it’s easy and convenient to use. However, you cannot transfer PayPal credit balance to other providers. I think that’s a big downside. Reviewed on: 17th April 2026

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