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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Effecient and highly recomandable

Effecient and highly recomandable Reviewed on: 2nd July 2026

Been amazing have had no worries at all

Been amazing have had no worries at all Reviewed on: 2nd July 2026

The best financial friend !

The best financial friend ! I recommend paypal to everyone, I am using it for past one decade. Simple and truthful to their words. Reviewed on: 2nd July 2026

I have found PayPal easy to use safe and secure ,I h...

I have found PayPal easy to use safe and secure ,I have confidence in using it as it comes with a guarantee that if things go wrong I will get my money back. So great I always use it when I pay for things . Reviewed on: 2nd July 2026

Convenient and great for payment options

Convenient and great for payment options Reviewed on: 2nd July 2026

User friendly and very good rate with the 4 months i...

User friendly and very good rate with the 4 months interest free, comes in very handy and being able to add to apple wallet is a bonus Reviewed on: 2nd July 2026

It’s been really helpful paying for gig tickets inst...

It’s been really helpful paying for gig tickets instalments. Reviewed on: 2nd July 2026

I don't know why paypal credit isnt automatic

I don't know why paypal credit isnt automatic, I made me log on to pay, which I forgot once and it ended up costing me more. It should be a simpler service, not one looking to catch you out and generate money via fines. Reviewed on: 2nd July 2026

The great app easy to use

The app is simple to use. Easy to sent and receive money. And always gives you plenty of notice when payments need to be made. Reviewed on: 2nd July 2026

Fast and simple

Its easy to use, quick and simple and shows you the options available. Reviewed on: 2nd July 2026

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