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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107168 reviews)

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4.90

Based on 107,168 reviews, last reviewed 14th May 2026

2598500% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have a good experience to use it , it is very easy... I have a good experience to use it , it is very easy to use Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107168)

Easy to use and much easier to.

Easy to use and much easier to.oay than using your card Good terms with tge 4 month free . Reviewed on: 17th April 2026

I have never had any issue with PayPal and I love th...

I have never had any issue with PayPal and I love the fact I can split payments with credit easy Reviewed on: 17th April 2026

All good and efficient thanks.

All good and efficient thanks. Supportive and money moves swiftly and effectively, helpful when making purchases etc. Reviewed on: 17th April 2026

Quick and easy to use

So quick and easy to use, nothing complicated Reviewed on: 17th April 2026

Great system

PayPal credit is very easy to apply for and use. The website is very user friendly so easy to find what you are looking for and is secure Reviewed on: 17th April 2026

excellent service , I can’t complain

Always excellent service, a easy way to make payments Reviewed on: 17th April 2026

Great experience

Always a great experience never had any issues when purchasing something Reviewed on: 17th April 2026

Very easy to go with app and with purchases.

Very easy to go with app and with purchases. Also topping up and overall excellent Reviewed on: 17th April 2026

Good service, and help when you need it

Good service, and help when you need it Reviewed on: 17th April 2026

Good system

Have used for a few big transactions and have been very good Reviewed on: 17th April 2026

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