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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

I’ve used PayPal for the last 20 years, never had an...

I’ve used PayPal for the last 20 years, never had any issues and they are always available if I have any issues. I have used their credit system for ages and have always found it to be useful and very transparent Reviewed on: 2nd July 2026

All good.

All good but not humans in customer service. Easy to use app. Reviewed on: 2nd July 2026

Thanks for being ace Paypal!

Paypal credit has helped me manage my spending and saved me moey with the fantastic partner offers Reviewed on: 2nd July 2026

Really good advice and help when got into difficulty...

Really good advice and help when got into difficulty nice advisors who checked my affordability top notch service no judgement just help Reviewed on: 2nd July 2026

Great experience

Great experience I got given money to set up credit. Was quick and easy and no strings attached. Reviewed on: 2nd July 2026

I had a dispute with a seller and PayPal kept me upd...

I had a dispute with a seller and PayPal kept me updated and resolved the issue quickly Reviewed on: 2nd July 2026

Paypal is definitely safe and reliable.

Paypal is definitely safe and reliable. Reviewed on: 2nd July 2026

Easy to contact- customer service is the best

Easy to contact- customer service is the best Reviewed on: 2nd July 2026

They make it so easy to pay brilliant

They make it so easy to pay for things no drama Reviewed on: 2nd July 2026

reliable, and great for larger purchases

I have been using PayPal Credit for a while now and it has made managing larger purchases so much easier. The interest-free periods are incredibly helpful as long as you pay them off on time. The integration with the standard PayPal app is seamless, making it very easy to track my monthly payments and overall balance. I highly recommend it for anyone looking for a flexible payment option. Reviewed on: 2nd July 2026

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