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PayPal: PayPal Credit reviews

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4.90
Based on 106,999 reviews, last reviewed 14th May 2026
2590700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick easy to use and stress free Quick easy to use and stress free Reviewed on: 14th May 2026
Helen's avatar
Helen

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106999)

PayPal have always been reliable!

5
PayPal have always been reliable! Reviewed on: 17th April 2026
Rey's avatar
Rey

Safe online payment

5
Easy and safe to make online payments Reviewed on: 17th April 2026
Rakhsana Begum's avatar
Rakhsana Begum

Excellent service, easy and fast

5
Excellemt, good fast service, easy and relaiable Reviewed on: 17th April 2026
Pankaj's avatar
Pankaj

Find PayPal very convenient and easy to use advantag...

5
Find PayPal very convenient and easy to use advantage of PayPal is that you can use it worldwide very easy to manage and great customer service and support Reviewed on: 17th April 2026
Zafar's avatar
Zafar

Freedom to cover some expenses hustle free & flexibl...

5
Freedom to cover some expenses hustle free & flexible payments as you go. It’s also a secure space & customer service is easily accessible & has been prompt a good experience for me. Interest rate is not bad as long as it is within expectations & no late or missed payments Reviewed on: 17th April 2026
Veronica N's avatar
Veronica N

Love the easy access using PayPal & pay in 3!

5
Love the easy access using PayPal & pay in 3! Always nice for the interest free for 4 months too Reviewed on: 17th April 2026
Sarah bunce's avatar
Sarah bunce

Easy and straightforward to use application

5
Easy and straightforward to use application Reviewed on: 17th April 2026
Bradley J's avatar
Bradley J

Very reliable

5
PayPal is excellent for online shopping, sending money, and running small online businesses. It’s secure, widely accepted, and feature‑rich. Reviewed on: 17th April 2026
Raja's avatar
Raja

PayPal credit has helped me for emergency purchases...

5
PayPal credit has helped me for emergency purchases and small items I needed with the option of paying with no interest with the pay in 3 option and to spread expenses over time rather than one big hit Reviewed on: 17th April 2026
Alex's avatar
Alex

Moher7874

5
Having used PayPal for many years now I have found it the best company in my experience Reviewed on: 17th April 2026
Ann Maranzano 's avatar
Ann Maranzano

Review PayPal: PayPal Credit now

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