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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Easy and straightforward to use.

Easy and straightforward to use. Always great customer service, good app Reviewed on: 2nd July 2026

Buyer Confidence

Use PayPal for all big as it adds a layer of reassurance when making big purchases as they have helped with issues in the past Reviewed on: 2nd July 2026

Thanks to the PayPal service, the loan I took out wa...

Thanks to the PayPal service, the loan I took out was a huge help when I was facing a difficult financial situation. Reviewed on: 2nd July 2026

Good service options.

Good service options. It gives me the flexibility to control my finances and repayment options Reviewed on: 2nd July 2026

Fast payment for online purchases

Ease of use with most websites, so handy Reviewed on: 2nd July 2026

Paypal credit is good.

Paypal credit is good. They have a good incentive where you have 4 months interest free on purchases and £20 off of your first purchase whe. You get a paypal credit card. Definitely reccomend. Reviewed on: 2nd July 2026

I have had good experience helps paying in 3

I have had good experience helps paying in 3 Reviewed on: 2nd July 2026

I have been using it for 6 years, and my experience...

I have been using it for 6 years, and my experience is very good. Reviewed on: 2nd July 2026

Easy and quick to use, any problems are answered imm...

Easy and quick to use, any problems are answered immediately. App is smooth and easy to use too. Reviewed on: 2nd July 2026

Brilliant 0% schemes, I used this went paying for my...

Brilliant 0% schemes, I used this went paying for my phone and I have also used it for several holidays Reviewed on: 2nd July 2026

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