Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

View other PayPal products

4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181131)

Easy to use and good rates.

Easy to use and good rates. Would definitely recommend. Reviewed on: 2nd July 2026

Neutral but smooth.

Neutral but smooth. User friendly app too. Reviewed on: 2nd July 2026

Customer service is very good and resolution centre...

Customer service is very good and resolution centre do help solf issues Reviewed on: 2nd July 2026

Used PayPal for over 20 years!

Used PayPal for over 20 years, trust it completely. Reviewed on: 2nd July 2026

Great see is highly recommended love PayPal

Great see is highly recommended flexible schedule for payment Reviewed on: 2nd July 2026

Very good 4 months interest free is good time to...

Very good 4 months interest free is good time to pay in Reviewed on: 2nd July 2026

Paypal credit is great.

Paypal credit is great. Its a great app for when you need extra money Reviewed on: 2nd July 2026

Easy to set up and use .

Easy to set up and use . Have different ways of paying for example, 3 months or longer set amount each month.. or on Credit Card Just isn’t payment Reviewed on: 2nd July 2026

Been using PayPal for years, very trustworthy, easy...

Been using PayPal for years, very trustworthy, easy to use and reliable. Reviewed on: 2nd July 2026

Reliable and safe way to purchase and transfer money...

Reliable and safe way to purchase and transfer money without ridiculous charges Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101288 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub