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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

I had a problem where a retailer kept my money as a...

I had a problem where a retailer kept my money as a credit after I had canceled my order. PayPal recovered my money within minutes of my complaint. What a service. Reviewed on: 2nd July 2026

Always good to have like family 24/7

Always good to have like family 24/7 Reviewed on: 2nd July 2026

PayPal is so convenient and easy to use, I love the...

PayPal is so convenient and easy to use, I love the fact you get 0% interest when paid in a certain period Reviewed on: 2nd July 2026

My experience of using PayPal

I find PayPal mostly easy to use. The “Pay in 3” and “4 months interest free credit” options help to spread the cost of large items. It’s easy to set recurring payments up or just make payments when you get an email reminding you that your monthly statement is ready. The only thing I didn’t find easy to find was where to register a claim/complaint to get my money back for goods I didn’t receive. So if you are listening PayPal, you could make this facility easier to find and use please Reviewed on: 2nd July 2026

Grateful that I use PayPal, really helps with transf...

Grateful that I use PayPal, really helps with transferring and transactions Reviewed on: 2nd July 2026

Very convenient and it gives you the confidence of P...

Very convenient and it gives you the confidence of PayPal security, I got scammed once a few years ago, if I'd been using PayPal this wouldn't have happened! Reviewed on: 2nd July 2026

Hassle free experience.

Hassle free experience. Good customer service Reviewed on: 2nd July 2026

Was simple to apply and use.

Was simple to apply and use. I like that it's interest free on the purchase I made. Haven't had need for customer service as everything had run smoothly. Reviewed on: 2nd July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. It’s been easy to use, payments are straightforward to manage, and the flexibility has been really helpful when making larger purchases. The app is simple to navigate, and everything has been clear and hassle-free. I’d definitely recommend it. Reviewed on: 2nd July 2026

Safe protected shopping

It is always a food sign and I feel protected when I buy online and they offer PayPal as payment option. Reviewed on: 2nd July 2026

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