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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

A truly amazing platform!

My experience with PayPal has been largely positive. The platform is easy to use, and sending or receiving payments is quick and convenient. I appreciate the added layer of security since I don't have to share my bank or card details directly with sellers. The mobile app is user-friendly, making it simple to manage transactions on the go. Reviewed on: 2nd July 2026

Great for buy now pay later.

Great for buy now pay later. Easy to pay. Also great customer service Reviewed on: 2nd July 2026

Helpful and convenient

Always been helpful when any queries made and convenient to use online Reviewed on: 2nd July 2026

Dislike their lack repayment notifications

Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not staying on top of it. but I feel there is little to no warning before a letter comes through. Reviewed on: 2nd July 2026

Great easy to use interface - nice customer service...

Great easy to use interface - nice customer service and very convenient to use anywhere in the world Reviewed on: 2nd July 2026

Such an easy series to use

Such an easy service to use, complete peace of mind at every click and purchase. Have always used PayPal and the trust this service brings is second to none Reviewed on: 2nd July 2026

PayPal is great

I’ve used PayPal for lots of things and I think it’s great Reviewed on: 2nd July 2026

PayPal is good, pay pal is nice, pay pal is...

PayPal is good, pay pal is nice, pay pal is good Reviewed on: 2nd July 2026

Speaking to someone is straight forward and you feel...

Speaking to someone is straight forward and you feel well looked after Reviewed on: 2nd July 2026

PayPal is the best!

Using Paypal for several years already and it has been very useful. Alternative way of easy payment transfer between family and friends. Reviewed on: 2nd July 2026

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