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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,845 reviews, last reviewed 14th May 2026
2583700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal are provide an excellent customer service. PayPal are provide an excellent customer service. They are extremely helpful. Always use PayPal as I know I’m protected when making any purchase. Reviewed on: 14th May 2026
Kim P's avatar
Kim P

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026
Lemoner's avatar
Lemoner
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106845)

Prompt and reliable

5
very easy to use. easy to apply, quick decision and easy to access. Reviewed on: 17th April 2026
lesley's avatar
lesley

Easy to use and accepted for most purchases.

5
Easy to use and accepted for most purchases. Direct debit assures I never forget a payment and it is easy to make further payments as and when I can. Reviewed on: 17th April 2026
AB's avatar
AB

Verry helpful when you need it .

5
Verry helpful when you need it .it can help you get out from a stressful situation Reviewed on: 17th April 2026
Khaotik's avatar
Khaotik

Reliable service that I can trust.

5
Reliable service that I can trust. Reviewed on: 17th April 2026
Elizabeth Gomez's avatar
Elizabeth Gomez

Pay Pal made all my purchases smoother and easier wi...

5
Pay Pal made all my purchases smoother and easier without complications and even more importantly when I don’t have money to pay with using Pay Pal credit that made life better. Reviewed on: 17th April 2026
Jacklen D's avatar
Jacklen D

Sold service.

5
I've been using PayPal for a long time now and I haven't had any issues with it. Reviewed on: 17th April 2026
Jerzy's avatar
Jerzy

Faultless, it just works, hassle free

5
Faultless, it just works, hassle free Reviewed on: 17th April 2026
Jayson's avatar
Jayson

Ju never fails always easy to use, good explanation.

5
Just never fails always easy to use, good explanation. Reviewed on: 17th April 2026
KH's avatar
KH

Good all

5
Good nice to use and no problem Reviewed on: 17th April 2026
Kristine B's avatar
Kristine B

Great for quick payment and really easy once set up

5
Great for quick payment and really easy once set up Reviewed on: 17th April 2026
Janice Price's avatar
Janice Price

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