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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106798 reviews)

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4.90

Based on 106,798 reviews, last reviewed 14th May 2026

2581650% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe with your money PayPal is an excellent way of paying online. I feel safe paying with PayPal. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106798)

great help to spread cost

Really handy to have and the pay in 3 is a great help for buggeting Reviewed on: 17th April 2026

Great app.

Great app.easy to use and great for purchases Reviewed on: 17th April 2026

Great financial help, products and services

Great financial help, products and services Reviewed on: 17th April 2026

Easy to use on line

I was offered to apply for PayPal Credit as it explained that any items purchased over £99 would be interest free over the first 4 months if paid back in full, after that any remaining balance would revert back to their normal rate, this is brilliant, as unlike pay in 3 you do not have to pay the 1st payment up front. You also get an email to say when the payment is due and you also get emails advising of recent purchases and when the 4 month interest free period is ending. Reviewed on: 17th April 2026

Thank you PayPal

I’ve been a PayPal user for many years and they’ve been there through thick and thin for me. I’ve had refunds when I’ve been disappointed with a product or a service and they helped me when someone was trying to hack my PayPal accounts Thank you PayPal! Reviewed on: 17th April 2026

I haven’t had any experience with customer service a...

I haven’t had any experience with customer service as of yet so I can’t comment on that. There are a few things I wish Paypal would do regarding their app. The app does not reflect payments in and out as soon as it’s made which makes it very difficult to track actual spending in real time. If that’s something that could be worked on, I would appreciate it. Reviewed on: 17th April 2026

It’s great for my needs and I know to lay in time wo...

It’s great for my needs and I know to lay in time would recommend to all friends Reviewed on: 17th April 2026

Great and convenient way to shop

Great and convenient way to shop Reviewed on: 17th April 2026

Perfect Pay credit

Love the ease of using PPcredit and it helps to spread the cost especially in times where every penny counts Reviewed on: 17th April 2026

Overall great.

Overall great. Good service. Good app. Very straightforward. Reviewed on: 17th April 2026

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