Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

View other PayPal products

4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181131)

Been using PayPal for years so easy to use for payi...

Been using PayPal for years so easy to use for paying for more expensive items Reviewed on: 2nd July 2026

Many handy uses of PayPal

I always use PayPal because its convenient and I feel more secure and protected when making online purchases. The PayPal credit option is super handy with 0% interest for the first couple of months which gives me time to clear my balance before I get charged for borrowing. Sending money to friends for favours and small purchases is also the easiest for us with PayPal they tend to receive payment instantly. I will continue to use PayPal for as long as it's available. Reviewed on: 2nd July 2026

Very happy with my experience and easy to use

Very happy with my experience and easy to use Reviewed on: 2nd July 2026

Fast efficient & reliable, easy to get any disrupt r...

Fast efficient & reliable, easy to get any disrupt raised resolved quickly. Enjoy the 4 months free interest very helpful offer Reviewed on: 2nd July 2026

Always there for me easy too pay and easy to repay.

Always there for me easy too pay and easy to repay. Great app. Every company should have pay pal as an option Reviewed on: 2nd July 2026

it is my payment pall

I find everything about it easy to use and feel safe using it to make purchases Reviewed on: 2nd July 2026

Nice shot

Smooth process in day to day usage and good thing is that they give really good credit to use even if you're new. Reviewed on: 2nd July 2026

Great easy simple service.

Great easy simple service. Will use tim and time again Reviewed on: 2nd July 2026

Reliable, Secure, and Easy to Use Payment Platform

I’ve had a really positive experience using PayPal. It’s incredibly convenient for both online shopping and sending money to friends and family, with fast and reliable transfers. The platform feels secure, and I appreciate the added buyer protection which gives extra peace of mind when purchasing from unfamiliar sellers. The app is easy to use and makes tracking payments simple and transparent. Overall, PayPal has made managing online payments straightforward and hassle-free, and I would definitely recommend it to anyone looking for a safe and efficient payment service. Reviewed on: 2nd July 2026

Never had any issues- easy to use and I use...

Never had any issues- easy to use and I use regularly Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101288 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub