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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181131 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181131)

Excellent finance provider.

Excellent finance provider. Always save me money stress free Reviewed on: 2nd July 2026

Great value and quick credit received

Great value and quick credit received Reviewed on: 2nd July 2026

I enjoy using PayPal credit to help me sort other th...

I enjoy using PayPal credit to help me sort other things out Reviewed on: 2nd July 2026

It really help when you stock somewhere

It really help when you stock somewhere Reviewed on: 2nd July 2026

Free Credit- no brainer!

I have been using PayPal for several years now and have never had a problem. Over the last couple of years I have been using the PAY IN 3 option available on many purchases and find that this free facility helps me keep my outgoings in control and possibly buy a few items that would not be possible financially at that particular time - great at ‘SALE’ time! So ‘PayPal really can be your friend’. Reviewed on: 2nd July 2026

Easy to use, quick to arrange, super convenient

Easy to use, quick to arrange, super convenient Reviewed on: 2nd July 2026

Everything is easy easy lemon squash

Everything is easy easy lemon squash Reviewed on: 2nd July 2026

Excellent service fast approval good credit limit ea...

Excellent service fast approval good credit limit easy payments Reviewed on: 2nd July 2026

I love it

An amazing card I love it easy to use practical and excellent app Reviewed on: 2nd July 2026

So far so good.

So far so good. Like that it's linked to my PayPal account Reviewed on: 2nd July 2026

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