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PayPal: PayPal Credit reviews

4.90
Based on 106,762 reviews, last reviewed 14th May 2026
2579900% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great option to spread costs No issues and convenient - great option for when you want to buy more expensive items Reviewed on: 14th May 2026
Anita M's avatar
Anita M

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106762)

Great have no problems and feel eveything is secure

5
Great have no problems and feel eveything is secure Reviewed on: 17th April 2026

Been using PayPal for years

5
Been using PayPal for years and always find efficient tool for payments and credit. Reviewed on: 17th April 2026

Fanastic options, always helps when short on cash!

5
Fanastic options, always helps when short on cash! Reviewed on: 17th April 2026

Great and easy to set up, thank you!

5
Great and easy to set up, thank you! Reviewed on: 17th April 2026

I always use PayPal for my payment's and shopping be...

5
I always use PayPal for my payment's and shopping because it is safe and regulated Reviewed on: 17th April 2026

Never had any issue, great app and service

5
Never had any issue and have always had seamless transactions Reviewed on: 17th April 2026

Easy payment with pleasant bonuses.

5
Easy payment with pleasant bonuses. Reviewed on: 17th April 2026

Easy to use and secure use it for all my...

5
Easy to use and secure use it for all my transactions Reviewed on: 17th April 2026

I'm very happy with this service

5
I'm very happy with this service Reviewed on: 17th April 2026

Easy to use and regular updates keep me informed on...

5
Easy to use and regular updates keep me informed on my spending. Texts and emails friendly and polite. Reviewed on: 17th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review