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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181127)

Hassle free .

5
Hassle free . And everything is clear and easy to use. Payment flexibility. The best money factory out there. Reviewed on: 2nd July 2026

Highly recommended

5
My experience has been great so far and I’ll continue to use and recommend PayPal to my friends and family Reviewed on: 2nd July 2026

Very good, very nice!

5
Very good, very nice!!!!!!! Definitely recommend Reviewed on: 2nd July 2026

Every time I have used pay pal or needed assistance...

5
Every time I have used pay pal or needed assistance from them they have been excellent and helped me out. The app is user friendly and is very easy to use. I cannot fault my experiences at all. It is starting to become a go to. Reviewed on: 2nd July 2026

A very reliable service

5
A very reliable service that gives confidence if there are any transaction issues Reviewed on: 2nd July 2026

Easy to use PayPal

5
Its easy to use PayPal and great when you want to pay in installments. Manageable payment plans and credit is processed quickly. Its safe and secure. Reviewed on: 2nd July 2026

I only called you once a long ago but it wasn’t good...

5
I only called you once a long ago but it wasn’t good experience. Person who served me wasn’t helpful. It had been double charged after a purchasing. I don’t get money back. Reviewed on: 2nd July 2026

love the flexibility and ease of use.

5
love the flexibility and ease of use. Reviewed on: 2nd July 2026

Ok and had for years, got my money back after someon...

4
Ok and had for years, got my money back after someone hacked me a few years ago Reviewed on: 2nd July 2026

Amazing experience with the bank, I live how they un...

5
Amazing experience with the bank, I live how they understand the situation of client and provide them required benefits Reviewed on: 2nd July 2026

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