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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181117 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181117)

It is essential to my living and buying routines

It is essential to my living and buying routines Reviewed on: 27th June 2026

Safe, quick & easy to use

Safe, quick & easy to use - great secure way to use a credit facility Reviewed on: 27th June 2026

I am very happy using PayPal credit.

I am very happy using PayPal credit. It gives a layer of security to any purchases I make and everything is clear and easy to set up payments ahead of schedule, so you don’t get any issues with forgetting to pay your monthly instalments. PayPal are easy to get hold of and talk to. I have always had 100% Satisfaction from any queries I’ve had Reviewed on: 27th June 2026

I love the ability to get 4 months interest free cre...

I love the ability to get 4 months interest free credit almost anywhere Reviewed on: 27th June 2026

Excellent interest rates and ample amount of credit...

Excellent interest rates and ample amount of credit to use. Bought my new phone on here and made it really easy and simple. Thanks. Reviewed on: 27th June 2026

Convenient, easy to use and 3 months free credit is...

Convenient, easy to use and 3 months free credit is useful Reviewed on: 27th June 2026

Excellent

Perfect way to shop with a couple of flexible payment options. Reviewed on: 27th June 2026

Very handy and useful.

Very handy and useful. It has always come in at the right time. Reviewed on: 27th June 2026

I am happy that PayPay provided a physical card as t...

I am happy that PayPay provided a physical card as this allows for use when then off line Reviewed on: 27th June 2026

Click and buy

Excellent usability simple easy payment that don't hurt your pocket Reviewed on: 27th June 2026

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