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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134190 reviews)

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4.73

Based on 134,190 reviews, last reviewed 11th Jun 2026

3836250% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Credit Company EVER! Efficient website. Excellent customer service. Love the credit availbility Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134190)

Only had good experience with this

Only had good experience with this Reviewed on: 6th May 2026

Straightforward and transparent.

Straightforward and transparent. Reviewed on: 6th May 2026

I have used PayPal since 2005, they have always been...

I have used PayPal since 2005, they have always been helpful, have always been fair with any issues whilst using eBay, have always been incite full with new products and services for me. Reviewed on: 6th May 2026

Learning to Trust

I have used Paypal for many years now and have learned to trust and depend on them in certain circumstances; they trusted me during some hard times and I have been able to buy things I may not have been able to afford at the time and it has been pleasant to know that I have that trusting safety net. Reviewed on: 6th May 2026

PayPal is the easiest way to pay for online purchases.

PayPal is the easiest way to pay for online purchases. It's simple to use, has several options for how you can make or spread the payment and in over the 20 'ish' years I have been using it, i have never had a problem or issue. The PayPal app and facilities keeps improving all the time! Reviewed on: 6th May 2026

Easy and simple

Pay pal credit is really easy and simple to use. I can keep on top of it in the app which is simple and straightforward. Reviewed on: 6th May 2026

Excellent and very professional, safe service

Excellent and very professional, safe service Reviewed on: 6th May 2026

Easy to use and has saved me sooo many times on gett...

Easy to use and has saved me sooo many times on getting the things I have wanted but just couldn’t afford to purchase outright. Reviewed on: 6th May 2026

Helps me so much with financial stress!

Super easy to use, helps me so much with lifting the financial burden when purchasing online. I'm so grateful to have PayPal Credit to hand as I'm travelling soon and need all the help I can get! Reviewed on: 6th May 2026

PayPal credit: Always easy and straightforward.

Always easy and straightforward. Reviewed on: 6th May 2026

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