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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

I have had a positive experience using PayPal Credit.

I have had a positive experience using PayPal Credit. The application process was straightforward, and I received a quick decision. It has been useful for spreading the cost of larger purchases with manageable monthly payments. The online account is easy to use, making it simple to check my balance and make payments. As long as payments are made on time and the terms are understood, PayPal Credit is a convenient and flexible payment option. Overall, I have been satisfied with the service. Reviewed on: 27th June 2026

I have used PayPal credit for years now for larger p...

I have used PayPal credit for years now for larger purchases and it's been brilliant, especially 4 months interest free !! Have recently got the physical card so can use in more places as it's a MasterCard, brilliant. Reviewed on: 27th June 2026

Preferred method of online payment.

Used Pay Pal for years now, prefer this method of paying especially online Reviewed on: 27th June 2026

very easy to use ,excellent service

very easy to use ,excellent service Reviewed on: 27th June 2026

Simplicity

So easy to use and easily available Reviewed on: 27th June 2026

Quick easy efficient to use.

Quick easy efficient to use. Four months interest free is very good. Reviewed on: 27th June 2026

Clear and uncomplicated

I like PayPal. Credit because its easy to understand, you must pay the minimum payment each month but can pay off more at anytime in-between . Everything is very clear and easy to see . Reviewed on: 27th June 2026

Never had any problems, great service

Never had any problems, great service Reviewed on: 27th June 2026

Easy to use.

Easy to use. The app gives you all the information you need. Reviewed on: 27th June 2026

Happy Customer

Love the pay in 3 options great for expensive buys Reviewed on: 27th June 2026

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