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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Pay pal is so convenient when funds are low, more so...

Pay pal is so convenient when funds are low, more so the debit card u can transfer on to and earn rewards is win win. Reviewed on: 21st June 2026

It was quick and easy.

It was quick and easy. I was hoping for a pay in 3 but 4 months interest free was a lot better Reviewed on: 21st June 2026

Amazing to use and app is very clear

Amazing to use and app is very clear Reviewed on: 21st June 2026

Really easy and quick.

Really easy and quick. Refunds are issued with ease. Easy direct debit payments so never needing to remember payment dates Reviewed on: 21st June 2026

Great option to spread your payments over 3-4 months...

Great option to spread your payments over 3-4 months interest free. Reviewed on: 21st June 2026

Always use PayPal for 99% of my purchases and it's v...

Always use PayPal for 99% of my purchases and it's very easy to use and very convenient . Highly Recommended Reviewed on: 21st June 2026

Okay okay thank you thank you ok

Okay okay thank you thank you ok Reviewed on: 21st June 2026

Brilliant app that I feel secure using when purchasi...

Brilliant app that I feel secure using when purchasing from unknown sellers Reviewed on: 21st June 2026

Easy to use on the app, add the card to Apple Pay an...

Easy to use on the app, add the card to Apple Pay and view statements and transactions. Fair lending, great that every purchase over £100 is 4 months interest free credit - not offered by any regular bank or credit card provider. Reviewed on: 21st June 2026

PayPal gives me peace of mind security wise when usi...

PayPal gives me peace of mind security wise when using it for online transactions. PayPal credit has also been a lifesaver for short months. Reviewed on: 21st June 2026

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