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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181101)

App a little...difficult

5
When I need to contact PayPal I do find it a little difficult from time to time. I believe the app could be more user friendly Reviewed on: 21st June 2026
Jonno's avatar
Jonno

Paypal - the friend you never knew you needed

5
PayPal has always been there for me, it has allowed me to send money safely and pay for items with ease and protection. PayPal credit has also enabled me to buy things when I was short. Reviewed on: 21st June 2026
RavenLily's avatar
RavenLily

Ive never ever had any problems and the service had...

5
Ive never ever had any problems and the service had been great. would tell friends and family to use them Reviewed on: 21st June 2026
Latissa's avatar
Latissa

Positive reliably

5
Easy to use. App ia easy to read and navigate Reviewed on: 21st June 2026
Tracy p's avatar
Tracy p

I LOVE PAYPAL ITS SO EASY TO USE

5
I LOVE PAYPAL ITS SO EASY TO USE Reviewed on: 21st June 2026
Sue Richardson's avatar
Sue Richardson

Great service with a very competitive rate, having t...

5
Great service with a very competitive rate, having the choice of pay in three or taking the credit option is a game changer. Reviewed on: 21st June 2026
Andrew h's avatar
Andrew h

I'm happy delivery on time no problem friendly with me.

5
I'm happy delivery on time no problem friendly with me. Reviewed on: 21st June 2026
MAKSUD HAJI 's avatar
MAKSUD HAJI

Very happy with the service.

5
Very happy with the service. Gives me a safe layer of financial support when needed. Transparency around interest and flexibility about repayment. Reviewed on: 21st June 2026
Ellen b's avatar
Ellen b

Customer service is good and easy to connect

4
Customer service is good and easy to connect Reviewed on: 21st June 2026
Elliot d's avatar
Elliot d

Help the elderly

5
Can little simpler as not everyone is experienced in technology. Reviewed on: 21st June 2026
Shahina 's avatar
Shahina

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