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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181100 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181100)

Great experience using PayPal Credit

So far I’ve had a great experience using PayPal Credit. Easy to use and manage my account. It gives me freedom to get what I’d like while also building my credit. Would highly recommend. Reviewed on: 21st June 2026

payment date change

tried moving my payment date by 5 days as changed jobs and pay date has changed..but keep being told not possible until payment upto date but cant as pay date has change so incur late charge...so unfair Reviewed on: 21st June 2026

Simple...

Simple to get, I've never had any hassles with and makes online purchases simple Reviewed on: 21st June 2026

Excellent

Excellent service reviewing PayPal: PayPal Credit Reviewed on: 21st June 2026

Made the process very easy ..

Made the process very easy and almost instantly I had a plan with different timelines to choose from. All had exactly the right amount of detail to make a measured decision Reviewed on: 21st June 2026

Use PayPal pay in 3

Use PayPal pay in 3 which helps spread the cost and I use it for concert tickets as it’s an extra security Reviewed on: 21st June 2026

Security conscious

Professional and always deliver valuable information. Very good a securing your money,best security Reviewed on: 21st June 2026

Can use in app and web

Unlike many other credit providers, PayPal has a functioning website in addition to the app, which is convenient when buying from a computer Reviewed on: 21st June 2026

I think that PayPal credit is great and I like using...

I think that PayPal credit is great and I like using it as it’s really easy… but easy to set up direct debits and one off payments Reviewed on: 21st June 2026

It is excellent very nice very easy to use

It is excellent very nice very easy to use Reviewed on: 21st June 2026

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