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PayPal: PayPal Credit reviews

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4.90
Based on 104,211 reviews, last reviewed 11th May 2026
2462700% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience for years with paypal very trustwor... Great experience for years with paypal very trustworthy and helpful when needed them to sort any issues especially when needing a refund from purchase... Read more Reviewed on: 11th May 2026
Jamie O's avatar
Jamie O

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104211)

Paypal makes ease of buying and selling

5
I love the protection you get from paypal and the excellent customer service. Ypi can pick up the phone and actually speak to someone when there are issues and they work with you to resolve it. Many other providers only use autobots which is so frustrating. Paypal is recognised in more and more places with each transaction being effortless. Thank you Reviewed on: 15th April 2026
Lolly M's avatar
Lolly M

most convenient way for me to pay and...

5
PayPal is the most convenient way for me to pay and buy my goods and items. The pay in 3 options are perfect Reviewed on: 15th April 2026
Peter McNay's avatar
Peter McNay

Stress free manageable repayments.

5
Pay pal credit and pay in 3 has been a godsend to me, when money has been really tight and there are things I need particularly to build my business, spreading the cost with PayPal has been reliable and manageable monthly payments. Reviewed on: 15th April 2026
Rebecca M's avatar
Rebecca M

PayPal credit is amazing.

5
Used PayPal credit for years which has allowed me to build my credit rating. Reviewed on: 15th April 2026
Harry G's avatar
Harry G

Good customer understanding and easy ways to pay for...

5
Good customer understanding and easy ways to pay for goods and services. Reviewed on: 15th April 2026
Penjani S's avatar
Penjani S

Easy to Use with Rewards That Actually Feel Useful

5
I’ve had a very positive experience with PayPal. The platform is easy to use, payments are simple to manage, and features like the debit and credit card make everything even more convenient. I also really like the rewards programme, as it feels genuinely useful, unlike some other providers where the rewards do not offer much real value. Reviewed on: 15th April 2026
Marco's avatar
Marco

Easy to apply and great value ( interest wise)

5
Easy to apply and great value ( interest wise) Reviewed on: 15th April 2026
Alexandru C's avatar
Alexandru C

Everything is very clear and straight forward with n...

5
Everything is very clear and straight forward with no hidden extras Reviewed on: 15th April 2026
Matthew F's avatar
Matthew F

Excellent experience

5
I'm very happy with pay pal excellent service Reviewed on: 15th April 2026
Mihai M's avatar
Mihai M

Very reliable

5
Very reliable and very handy when you need it Reviewed on: 15th April 2026
David f's avatar
David f

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