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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181100)

I find PayPal complety reliable, friendly and helpful.

5
I find PayPal complety reliable, friendly and helpful. I know I can count on PayPal to be there for me, even if I should make a mistake and order from a supplier I should have had doubts about. PayPal will help me with returns and even help with return costs. Reviewed on: 21st June 2026

Decent, hassle free and easy to use

5
Decent, hassle free and easy to use Reviewed on: 21st June 2026

Safe transactions, worry free payments.

5
Safe transactions, worry free payments. Good offers and inducements to give you bonuses Reviewed on: 21st June 2026

Easy Credit

5
Such a straightforward experience. Painless to use PayPal Credit instead of regular PayPal. Reviewed on: 21st June 2026

Reliable and easy to use, been using this for years...

5
Reliable and easy to use, been using this for years and recommended service for easy and smooth transactions. Reviewed on: 21st June 2026

I have been using PayPal for a long time and overall...

5
I have been using PayPal for a long time and overall my experience has been very good. The service is easy to use, secure and convenient, especially when shopping online or sending payments quickly. I like that I can pay without having to share my card details with every seller, which gives me extra peace of mind. The app is simple to navigate, payments are usually instant, and I appreciate the buyer protection feature, as it makes online purchases feel safer. When I have needed help, the process has been clear and the updates have been easy to follow. Overall, PayPal is a reliable payment service that I trust and would recommend to anyone who wants a safe and convenient way to pay online Reviewed on: 21st June 2026

0% over 4 months helps to manage larger purchases

5
0% over 4 months helps to manage larger purchases Reviewed on: 21st June 2026

always room for improvement.

5
Is very good, but as you know there’s always room for improvement. Reviewed on: 21st June 2026

A SECURE WAY OF PAYING ONLINE

5
I've been using PayPal since 2009, and it's always been a convenient and secure way to pay online and get your money back when necessary. Reviewed on: 21st June 2026

Life made easy with paypal

5
I have had nothing but good things to say about paypal credit it has helped me out so many times when ive been short of money and needed to have money with unexpected things like my car braking down or tv stops working and needs replacing and you can conect it to other apps so you can pay for things atomaticly Reviewed on: 21st June 2026

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