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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181099 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181099)

It's been good.

It's been good. Easy to use and reliable. Reviewed on: 21st June 2026

Great way to shop

Love PayPal credit. It allows me to spread the cost for larger priced items. I use it frequently and it’s interest free for 4 months. The best way to shop Reviewed on: 21st June 2026

Majority of cases where goods have been misrepresent...

Majority of cases where goods have been misrepresented or worse your Money has simply been scammed. Paypal have always fought to recover funds. Excellent customer service.. Reviewed on: 21st June 2026

Lovely to have the opportunity to borrow money so easy

Lovely to have the opportunity to borrow money so easy Reviewed on: 21st June 2026

Great way to pay for more expensive items

PayPal credit is a great way to buy the slightly more expensive items you need without having to pay for them in one go. Either the pay in 3 payments for zero interest or credit at a competitive rate. Reviewed on: 21st June 2026

Paypal credit is easy to use and great value for...

Paypal credit is easy to use and great value for money Reviewed on: 21st June 2026

Great product

I love using Paypal credit. It was surprising to get 36 months interest free offer for one of my purchase. Reviewed on: 21st June 2026

love paypal, its great back up when money is tight a...

love paypal, its great back up when money is tight and i also get great offers for points to spend later on to help even more Reviewed on: 21st June 2026

PayPal is secure and easy to use!

PayPal is secure and easy to use! I use it all the time plus the PayPal rewards is a bonus. Paypal credit is such a big help especially when I want to treat myself or buy something a bit expensive PayPal gives me the best option for instalment. Reviewed on: 21st June 2026

Fantastic platform

Fantastic platform gives you access and and opportunities to afford your dream projects Reviewed on: 21st June 2026

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