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PayPal: PayPal Credit reviews

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4.90
Based on 104,103 reviews, last reviewed 11th May 2026
2457650% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very fast and trustworthy using is simple and not co... Very fast and trustworthy using is simple and not complicated Reviewed on: 11th May 2026
Arturas V's avatar
Arturas V

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104103)

Excellence

5
Very helpful and professional financial provider. Always there for help when in need Reviewed on: 15th April 2026
Khaled Oub's avatar
Khaled Oub

it was there for me when I needed it

5
it was there for me when I needed it Reviewed on: 15th April 2026
kasim 's avatar
kasim

Fantastic app and service.

5
Fantastic app and service. Good options and explanations Reviewed on: 15th April 2026
Amy P's avatar
Amy P

Peace of mind easy to navigate website

5
Peace of mind easy to navigate website Reviewed on: 15th April 2026
Li's avatar
Li

Various ways to purchase using PayPal and efficientl...

5
Various ways to purchase using PayPal and efficiently set up Reviewed on: 15th April 2026
Sasha M's avatar
Sasha M

I’ve been using PayPal Credit recently and honestly...

5
I’ve been using PayPal Credit recently and honestly it’s been a really smooth experience. It’s super convenient for spreading the cost of purchases, especially for bigger items, and the application process was quick and straightforward I like how easy it is to manage everything through my account, and the flexibility with payments really helps with budgeting. Definitely been a handy option for a bit more breathing room without the hassle of a standard credit card or dealing with higher interest rates Reviewed on: 15th April 2026
Eathen Blakey's avatar
Eathen Blakey

Makes managing money easy spread the costs with no e...

5
Makes managing money easy spread the costs with no extra fees Reviewed on: 15th April 2026
Phil 's avatar
Phil

Easy to set up payment DD

5
Good credit account, did easy to set up DD to make sure payment is made on time. Good email notifications. Reviewed on: 15th April 2026
KJ's avatar
KJ

Very happy with my experience so far

5
Very happy with my experience so far Reviewed on: 15th April 2026
Ian C's avatar
Ian C

Simple and flexible way to pay

5
I’ve been using PayPal Credit for a while now and it’s honestly one of the easiest and most convenient ways to manage purchases. What I like the most is the flexibility — especially the option to spread the cost over a few months without interest. It really helps when buying something bigger. The whole process is simple, fast and very clear in the app. I always know what I owe and when to pay, which gives me peace of mind. I also feel secure using it online thanks to PayPal’s protection. Overall, it’s been reliable, helpful and something I use regularly. Highly recommend. Reviewed on: 15th April 2026
Daniel M's avatar
Daniel M

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