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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181099 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181099)

Great experience

It was quick and simple to apply I had a great experience with it and was able to quickly purchase concert tickets with my PayPal credit I would 100% recommend it to people I know. Reviewed on: 21st June 2026

Awful service.

Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

good exprience as a long time customer

good exprience as a long time customer Reviewed on: 21st June 2026

Quick and easy to use.

Quick and easy to use. No hassle! Reviewed on: 21st June 2026

Always great, love pay in 3 for bigger purchases, go...

Always great, love pay in 3 for bigger purchases, good protection if payments taken in error. Reviewed on: 21st June 2026

Easy easy lemon squeezy.

Easy easy lemon squeezy. Earning points as we spend too. Reviewed on: 21st June 2026

Payment confusion

Its been pretty good since issues with payments not being taken but its sorted now thanks to the support team. They explained what the problem was and that the money would come out over a few days and not on the exact day the directors debt said it would. A bit annoying but fine. Reviewed on: 21st June 2026

Excellent customer services always happy to help

Excellent customer services always happy to help Reviewed on: 21st June 2026

I love using the pay in 4 option.

I love using the pay in 4 option. I think it's a good concept Reviewed on: 21st June 2026

I have never experienced any problems, Customer serv...

I have never experienced any problems, Customer service really good! Happy every time. Reviewed on: 21st June 2026

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