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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104032 reviews)

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4.90

Based on 104,032 reviews, last reviewed 11th May 2026

2454300% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Perfect for busy people like me. Perfect for busy people like me. Easy payment plans and international transfers Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104032)

PayPal is clear and easy to use.

PayPal is clear and easy to use. No hassle and worry free, great updates about balances and credit limits Reviewed on: 15th April 2026

PayPal Credit rocks!

I genuinely love using PayPal Credit. It’s made managing purchases so much easier, especially for bigger expenses where I’d rather spread the cost over time. The fact that it’s built directly into PayPal means I can use it instantly at checkout without any hassle, which is incredibly convenient. The interest-free periods are a huge plus, and as long as I stay on top of repayments, it’s been a really effective way for me to manage my finances without feeling pressured. I also like the flexibility it gives me, I can make purchases when I need to and pay them off in a way that suits me. Overall, it’s been a great financial tool for me and something I use regularly with confidence. Reviewed on: 15th April 2026

I have been able to make purchases easily with PayPa...

I have been able to make purchases easily with PayPal credit and manage my account on the app without any problems whatsoever. Really helps me buy the items that I want without the expense of a bank overdraft. Reviewed on: 15th April 2026

Love Paypal, i feel safe using it.

Love Paypal, i feel safe using it. Reviewed on: 15th April 2026

Easy to use and feel secure when paying and at ease...

Easy to use and feel secure when paying and at ease when paying. Reviewed on: 15th April 2026

Great financial tool for quick purchases.

Great financial tool for quick purchases. So easy to use. Reviewed on: 15th April 2026

I have PayPal for so many years and it helped me so...

I have PayPal for so many years and it helped me so many times by facilitating the way I pay and speeding the cost. I always recommend PayPal to my friends. The customer service is excellent and fast every time that I need to contact the team. Reviewed on: 15th April 2026

I have PayPal for 7 years and I like the flexibili...

I have PayPal for 7 years and I like the flexibility and security of paying for stuff Reviewed on: 15th April 2026

Great way to pay

Always a good experience and always feel safe paying with pay pal Reviewed on: 15th April 2026

It has helped me budget and also earn rewards

It has helped me budget and also earn rewards Reviewed on: 15th April 2026

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