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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181099 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181099)

PayPal is great and dependable I enjoy using PayPal...

PayPal is great and dependable I enjoy using PayPal a lot and recommending it Reviewed on: 21st June 2026

Very happy wirh PayPal, very reliable service.

Very happy wirh PayPal, very reliable service. Never had an issue Reviewed on: 21st June 2026

I had some problems with my PayPal credit card is be...

I had some problems with my PayPal credit card is been declined multiple times. Reviewed on: 21st June 2026

Amazing use often simple easy ni issues

Amazing use often simple easy ni issues Reviewed on: 21st June 2026

Paypal credit provides 3 month interest free as stan...

Paypal credit provides 3 month interest free as standard for purchases over a certain value which is really helpful in managing my finances Reviewed on: 21st June 2026

Use for my business and earn points too which is...

Use for my business and earn points too which is great Reviewed on: 21st June 2026

I have been able to use flexible pay plans that meet...

I have been able to use flexible pay plans that meets my needs , when I purchase items. It has been easy and quick to get a response to my credit requests. Reviewed on: 21st June 2026

Shopping with peace of mind

I just like the security of knowing that my purchases are protected. Reviewed on: 21st June 2026

I do like PayPal credit.

I do like PayPal credit. I think it would be better if it gave better notification like Monzo about payments. Reviewed on: 21st June 2026

Paypal Review

Amazing experience I've used this for so many things like lending money to friends buying Lego Reviewed on: 21st June 2026

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