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PayPal: PayPal Credit reviews

4.90
Based on 103,985 reviews, last reviewed 11th May 2026
2452100% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Service is great, considerate and friendly to custom... Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026
SOLOMON's avatar
SOLOMON

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103985)

Best loved it always helps with finance

5
Best loved it always helps with finance Reviewed on: 15th April 2026

Very easy & convenient way to make purchases & exten...

5
Very easy & convenient way to make purchases & extend the payment time Reviewed on: 15th April 2026

No problem using.

5
No problem using. Good reminders when payment is needed. Reviewed on: 15th April 2026

Amazing experience.!!

5
Amazon experience. I have no problem with my transactions and always easy to use with no hassle. Reviewed on: 15th April 2026

Easy to use, good offers for 0% interest, and clear...

5
Easy to use, good offers for 0% interest, and clear view of what is left to pay and when 0% periods are ending Reviewed on: 15th April 2026

Best finance provider

5
Easy access to money. Easy to manage payments. Customer service is excellent. I feel confident to use PayPal to pay for things and know that it's safe and payment will be made when I confirm receipt of goods. Reviewed on: 15th April 2026

So easy to use, easy to navigate through the APP

5
So easy to use, easy to navigate through the APP Reviewed on: 15th April 2026

Easy transactions, support there when needed, simply...

5
Easy transactions, support there when needed, simply paymet method Reviewed on: 15th April 2026

Great being able paypal

5
Paypal are always helpful if any issues Reviewed on: 15th April 2026

Satisfactory

5
Good customer relations and very satisfactory Reviewed on: 15th April 2026

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