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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181099 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181099)

Ease of payment and secure check out & privacy

Ease of payment and secure check out & privacy Reviewed on: 21st June 2026

Perfect service, excellent product.

Perfect service, excellent product. Reviewed on: 21st June 2026

PayPal delivers many options when buying

I like the options PayPal have for planning bigger purchase items. It’s fast easy and reliable. I have had great support from customer services previously when dealing with a troublesome transaction. Reviewed on: 21st June 2026

Good service resolve disputes

Good service and very quick to resolve disputes Reviewed on: 21st June 2026

excellent.

excellent. good service, never add any problems purchasing items though paypal Reviewed on: 21st June 2026

Clear transactions.

Never a problem always trouble free transactions. Clear reporting on all. Reviewed on: 21st June 2026

I’ve not had a bad experience with PayPal even when...

I’ve not had a bad experience with PayPal even when I had to question something that was on now someone got back to me pretty quickly. Easy to use on my website you can use it if you wanna split payments and four months interest free. Reviewed on: 21st June 2026

Hassle free credit options.

Hassle free credit options. Great for spreading the cost of larger value items over 3 months interest free. Helps with the purchase you might not make without the ease of pre approval and ease of use. Reviewed on: 21st June 2026

EXCELLENT

Great experience, I have use PayPal for a number of years now and wouldn’t use any other, never had any problems and will continue to use. Reviewed on: 21st June 2026

PayPal beats banks for service

I've used all that PayPal has to offer and prefer nit to my bank. Reviewed on: 21st June 2026

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