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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,950 reviews, last reviewed 11th May 2026
2450500% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never thought about PayPal credit card as an option I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using th... Read more Reviewed on: 11th May 2026
Lloyd G's avatar
Lloyd G

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103950)

I often use this service because it has flexible rep...

5
I often use this service because it has flexible repayment options and works worldwide... Reviewed on: 15th April 2026
Don Luigiano's avatar
Don Luigiano

Everything is very easy.

5
Everything is very easy. The website is clear and uncluttered, with the right information in the right place. Decisions are made quickly and efficiently, and with a wide range of credit options there's everything that you need. Management of existing credit is great - clear messages if you could be doing better to clear your credit balance too. Reviewed on: 15th April 2026
Leigh J's avatar
Leigh J

It's my preferred way to pay because my payments are...

5
It's my preferred way to pay because my payments are protected so feels safe to me Reviewed on: 15th April 2026
Andrew f's avatar
Andrew f

it’s good to know that i can buy what i need when ev...

5
it’s good to know that i can buy what i need when ever i need to Reviewed on: 15th April 2026
Dave T's avatar
Dave T

Trusted platform

5
Good and reliable money transfer and payment platform and more. Good communication trough costumer service to solve your payment issues Reviewed on: 15th April 2026
Armands J's avatar
Armands J

PayPal Credit has been easy and convenient to use, w...

5
PayPal Credit has been easy and convenient to use, with a simple process and helpful features. Reviewed on: 15th April 2026
Nicolae T's avatar
Nicolae T

Credit made easy and it’s free to use!

5
I just find the whole package brilliant, it’s easy to use, offers you extra protection and as long as you pay it back in time it costs 0%! Reviewed on: 15th April 2026
RichT's avatar
RichT

Very happy and will always use very good company

5
Very happy and will always use very good company Reviewed on: 15th April 2026
Pat F's avatar
Pat F

Excellent

5
Very happy to pay by PayPal, I'm using it everywhere where is possible to pay online with PayPal. Secure payments always. And pay in 3 is excellent Reviewed on: 15th April 2026
Cristian's avatar
Cristian

Reliable service, recommended.

5
Reliable service, recommended. Safe, available credit options Reviewed on: 15th April 2026
David A's avatar
David A

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