Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103903 reviews)

View other PayPal products

4.90

Based on 103,903 reviews, last reviewed 11th May 2026

2448350% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is easy to use with clear payment opti... PayPal Credit is easy to use with clear payment options and helpful reminders. Pay in 3 is a brilliant way to spread payments interest-free and budge... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103903)

Seemlessly amazing.

Seemlessly amazing. PayPal is one of it kind, a lot of people are overlooking the App but I will say look beyond your thoughts and make it your go-to-app. Reviewed on: 15th April 2026

Absolutely great, usage payment and promotional

Absolutely great, usage payment and promotional Reviewed on: 15th April 2026

Easy way to spread costs across products

Easy way to spread costs across products Reviewed on: 15th April 2026

it was flawless,keep up the good work

it was flawless,keep up the good work Reviewed on: 15th April 2026

Very secure

Never had a problem.always used PayPal when possible very secure keep up the good work Reviewed on: 15th April 2026

I love PayPal!

I have used PayPal for years. Being able to spread the cost of purchases interest free over a period of time is so helpful - especially clothing for 2 fast growing girls! I have recently ordered the physical credit card to give me more options of where to spend where PayPal is not accepted online Reviewed on: 15th April 2026

Easy to use, clear and sensible payment platform

Easy to use, clear and sensible payment terms and any issues I've had have been resolved quickly Reviewed on: 15th April 2026

PayPal: Flexible, Budget-Friendly payments

PayPal makes it easier to spread costs across multiple purchases, which can help me budget without lump-sum payments. I can use it to buy a wide range of items online, often with quick checkout and buyer protections. The “pay later" let's me defer payments or split them, which can improve cash flow when i'm waiting for funds. It also consolidates payment methods in one place, simplifying tracking and reducing the need to enter card details repeatedly. Reviewed on: 15th April 2026

Smooth, effortless and trustworthy

Smooth, effortless and trustworthy Reviewed on: 15th April 2026

Best, safest money service around

I've been with PayPal since it became the safe way to pay on eBay. I now use it for every online purchase I can as it gives safety and insurance in case anything goes wrong and if it does go wrong PayPal resolves in the quickest way. I recently got scammed by a fake Pandora company and tried to resolve with the seller. They wouldn't interact so I opened a case with PayPal and it was resolved in days. Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Payments
from PayPal 4.91 from 3710 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49097 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub