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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181098)

Amazing easy to set and yous would recommend

Amazing easy to set and yous would recommend Reviewed on: 21st June 2026

It has helped me spread the cost

It has helped me spread the cost of larger purchases interested free for a few months which is very helpful and does not increase the cost of the purchase making it possible to afford things the extra interest may have made me think twice about Reviewed on: 21st June 2026

It’s easy to use and I like that you can pay it off...

It’s easy to use and I like that you can pay it off when you want too, and the monthly payment plans are great too. Reviewed on: 21st June 2026

Very easy to use and very helpful when I want to buy...

Very easy to use and very helpful when I want to buy goods on short term credit Reviewed on: 21st June 2026

Excellent card for regular online shoppers! (And not)

PayPal Credit is a fantastic tool for spreading out costs. The absolute best part is getting 0% interest for 4 months Reviewed on: 21st June 2026

All been good, no issues

All been good, no issues and the service was quick to be up and running Reviewed on: 21st June 2026

very fast and safe.

very fast and safe. I use it with confidence Reviewed on: 21st June 2026

Make life easier security easy

Make life easier security easy to use easy to pay and any time I have had to talk to someone which is a real person they have been amazingly nice and helpful Reviewed on: 21st June 2026

Payment options are quite handy.

Payment options are quite handy. Availability across vendors is great. Options to pay later are great. Reviewed on: 21st June 2026

Great way to help manage my money, I use it regularl...

Great way to help manage my money, I use it regularly to help spread the cost of things Reviewed on: 21st June 2026

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