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PayPal: PayPal Credit reviews

4.90
Based on 103,888 reviews, last reviewed 11th May 2026
2447750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit Simple, easy to use, flexible in everything, solves all questions clearly and concisely. Reviewed on: 11th May 2026
LINH NGUYEN's avatar
LINH NGUYEN

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103888)

PayPal is a really flexible and safe way to pay.

5
PayPal is a really flexible and safe way to pay. It gives me a lot of security when I know I can pay with PayPal and the flexible payment options with PayPal credit are really great. Reviewed on: 15th April 2026

A very convenient way of paying for your items.

5
A very convenient way of paying for your items. The one time I had to raise a complaint it was dealt with very efficiently. There is also an element of feeling reassured and safe with using PayPal. Reviewed on: 15th April 2026

Fantastic, really good and simple to use, you can us...

5
Fantastic, really good and simple to use, you can use it pretty much any where in the world, the app is simple and so easy, lots of tools and great information for customers, its a fun way to use across many sites would highly recommend Reviewed on: 15th April 2026

Great service.

5
Great service. Always great buyer protection Reviewed on: 15th April 2026

I have asked PayPal to reduce my credit limit a few...

3
I have asked PayPal to reduce my credit limit a few times but they never did anything or even replied back to me Reviewed on: 15th April 2026

Its the best thing that I’ve used so far

5
Its the best thing that I’ve used so far Reviewed on: 15th April 2026

Easy to send money to my sister or my Mum

5
Easy to send money to my sister or my Mum Reviewed on: 15th April 2026

I’ve had a good experience using PayPal.

5
I’ve had a good experience using PayPal. It’s fast, secure, and accepted by many online retailers, which makes transactions very convenient Reviewed on: 15th April 2026

Easy to use.

5
Easy to use. Allows me to have comfort financial aid is available when needed Reviewed on: 15th April 2026

Manage to purchase items i need without having to sa...

5
Manage to purchase items i need without having to save before Reviewed on: 15th April 2026

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