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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181098)

Flexible Payment Options

5
I really like using PayPal, especially because of the flexible payment options they offer. PayPal Pay in 3 is a great feature that makes it easier to spread the cost of purchases without added stress. I also appreciate the 4-month instalment option, as it gives even more flexibility for managing bigger payments. It’s simple, convenient, and makes budgeting much easier. Overall, a very helpful service for everyday purchases. Reviewed on: 21st June 2026
M Cross's avatar
M Cross

Easy to use.

5
Easy to use. When buying concerts tickets with the show one year in advance it is confidential to pay for it in next for months. Reviewed on: 21st June 2026
Aleksei Serbin's avatar
Aleksei Serbin

Easy to use.

5
Easy to use. Great experience. Easy to understand what to pay back and when due etc. Really good. Used for quite a while now. Reviewed on: 21st June 2026
Simon m's avatar
Simon m

every time i have used paypal i have never had any p...

5
every time i have used paypal i have never had any problems Reviewed on: 21st June 2026
john l's avatar
john l

It’s alright,

4
It’s alright, easy to use, fees could be lower Reviewed on: 21st June 2026
Carlos I's avatar
Carlos I

Easy to pay excellent This bank.

5
Easy to pay excellent . This bank is very good and makes everything easy, including various purchases. I love buying with PayPal. I use it whenever I can because it makes installment payments easier, allowing me to pay monthly without having to stop buying, and it's super secure because it's reliable. Reviewed on: 21st June 2026
Gustavo M's avatar
Gustavo M

Simple, straightforward and clear

5
Simple, straightforward and clear… the opportunity to enjoy credit over a short period without having to apply for a new credit card on 0% interest. Reviewed on: 21st June 2026
Nina's avatar
Nina

Great service secure payments easy touse

5
Great service secure payments easy touse Reviewed on: 21st June 2026
Allan T's avatar
Allan T

I had no problem with refunds and every thing is qui...

5
I had no problem with refunds and every thing is quick and easy . Reviewed on: 21st June 2026
Patricia Miller's avatar
Patricia Miller

It’s a good opportunity because you have the flexibi...

5
It’s a good opportunity because you have the flexibility to buy things and pay them back later. Reviewed on: 21st June 2026
Iulian V's avatar
Iulian V

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