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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103417 reviews)

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4.90

Based on 103,417 reviews, last reviewed 10th May 2026

2425800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing! Amazing! Always been a user for the quick transactions. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103417)

Excellent service easy to use!

Excellent service easy to use! customer service is quick to assist when required Reviewed on: 14th April 2026

No interest when I pay in three

I love that I can spread my payments without paying interest. Reviewed on: 14th April 2026

Value for money

PayPal credit is helping when one get stocked. Reviewed on: 14th April 2026

Easy to use specially you can order a card and 4 mon...

Easy to use specially you can order a card and 4 month interest free. Perfect option. Reviewed on: 14th April 2026

Smooth and reliable credit option

I’ve had a positive experience using PayPal Credit. The application process was quick, and it’s very convenient for spreading the cost of purchases. Payments are easy to manage through the app, and I like the flexibility it offers. Interest-free periods are useful if managed properly. Overall, a reliable option for short-term credit. Reviewed on: 14th April 2026

Good support with all issues fast response in all ca...

Good support with all issues fast response in all cases Reviewed on: 14th April 2026

Very reliable credit, method of payment and simply t...

Very reliable credit, method of payment and simply the best I ever used. Reviewed on: 14th April 2026

Easy very convenient and very helpful to stressful m...

Easy very convenient and very helpful to stressful months Reviewed on: 14th April 2026

Simplicity

Paypal is so easy to use. I really like the 0% pay in three. It spreads the cost with no extras! Reviewed on: 14th April 2026

Noshani w

Easy to use, only down fall is can’t do 0% balance transfers Reviewed on: 14th April 2026

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