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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181096)

Very easy to use and it is my prefered way to pay an...

5
Very easy to use and it is my prefered way to pay anything also to receive money. Reviewed on: 21st June 2026
JohnandTania C's avatar
JohnandTania C

Interest free payments

5
Paypal credit give you the opportunity to pay for items over 4 months interest free which is very helpful Reviewed on: 21st June 2026
JM's avatar
JM

On the whole very simple to use and complete.

4
On the whole very simple to use and complete. Direct debit amount can take too long to set up Reviewed on: 21st June 2026
Mc's avatar
Mc

I’m enjoying it and it’s very efficient

5
I’m enjoying it and it’s very efficient Reviewed on: 21st June 2026
Anthony O's avatar
Anthony O

Everything you need in a finance provider

5
Everything you need in a finance provider Reviewed on: 21st June 2026
Kyle A's avatar
Kyle A

Simple, easy to use and quick to be accepted.

5
Simple, easy to use and quick to be accepted. Plus a discount of my purchase. Would definitely use again. Reviewed on: 21st June 2026
Kerry R's avatar
Kerry R

Always easy to use.

4
Always easy to use. Simple experience when paying for stuff or using credit. Reviewed on: 21st June 2026
adrian white's avatar
adrian white

Great experience, can use on a variety of platforms.

5
Great experience, can use on a variety of platforms. Great low interest option for when you pay off within the 3 months. Good lender with a decent allowance. Reviewed on: 21st June 2026
Laura 's avatar
Laura

Unsure but optimistic

3
Still not found or told what and when my pay in 4 payments are. Reviewed on: 21st June 2026
Phil Jerram's avatar
Phil Jerram

Excellence

5
Convenient, and very easy to use with clear and precise advice Reviewed on: 21st June 2026
Robert Hood (Admiral)'s avatar
Robert Hood (Admiral)

Review PayPal: PayPal Credit now

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