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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103375 reviews)

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4.90

Based on 103,374 reviews, last reviewed 10th May 2026

2423800% increase in 5 star reviews

in the past 90 days

7200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The PayPal credit 4month offer is just what a credit... The PayPal credit 4month offer is just what a credit card should be. No hidden extra costs it does exactly what is said on the tin! Thanks PayPal 10/1... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103375)

Fast efficient fair Always sorted any issues

Fast efficient fair Always sorted any issues Reviewed on: 14th April 2026

Quality, use paypal for years.

Quality, use paypal for years. Wouldn't recommend it enough. 0% finance options & great customer service. Reviewed on: 14th April 2026

10/10. Ant fault

Never had a problem with this provider for anything excellent company Reviewed on: 14th April 2026

Always simple to conduct various transactions, and a...

Always simple to conduct various transactions, and always offer great rates and payment options. It is always very easy to keep track of various payments Reviewed on: 14th April 2026

It's great to be able to buy now and pay...

It's great to be able to buy now and pay later Reviewed on: 14th April 2026

Always good

Always pretty good no issues, been using it for years Reviewed on: 14th April 2026

Makes everything so easy in terms of payment.

Makes everything so easy in terms of payment. Allows me to spread costs whilst keeping track easily. Reviewed on: 14th April 2026

The best app ever for everyone for everyday use.

The best app ever for everyone for everyday use. Reviewed on: 14th April 2026

Have had a couple purchases either PP credit and I’m...

Have had a couple purchases either PP credit and I’m cery happy about service you provide Reviewed on: 14th April 2026

convenience and excellence combined.

On the rare occasion that I have had an issue, it’s dealt with promptly efficiently and has a satisfactory conclusion. The pay in three and the rewards program are both fantastic.. I don’t hesitate to recommend people every opportunity I get Reviewed on: 14th April 2026

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