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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,329 reviews, last reviewed 10th May 2026
2421600% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The easiest interest free credit... Purchases with up to 24 months interest free credit is fantastic and not having to jump through a thousand hoops is brilliant. Reviewed on: 10th May 2026
Mike W's avatar
Mike W

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103330)

It's best

5
I have a great experience and secure for payment Reviewed on: 14th April 2026
Heaven Meangistu's avatar
Heaven Meangistu

Instalment option on most online shop which I actual...

5
Instalment option on most online shop which I actually wanted Reviewed on: 14th April 2026
Vahid B's avatar
Vahid B

Always everything is good.

5
Always everything is good. Always everything is clear and understsndable for me. Reviewed on: 14th April 2026
Tomasz K's avatar
Tomasz K

Pay in 3 is a really convenient feature when buying...

5
Pay in 3 is a really convenient feature when buying anything over £100 which is something I make of a lot. Plus easier integration with loads of online shopping sites makes it a no brainer. Reviewed on: 14th April 2026
AK's avatar
AK

Quick, efficient, and helpful.

5
Quick, efficient, and helpful. By far the easiest and most helpful way of spreading costs and scheduling payments. Reviewed on: 14th April 2026
Bruce T's avatar
Bruce T

It's quick and easy to pay with PayPal credit, it's...

5
It's quick and easy to pay with PayPal credit, it's a secure service that I feel comfortable using. Never had any issues. Reviewed on: 14th April 2026
Nicky C's avatar
Nicky C

PayPal is very good in terms of spreading payments a...

4
PayPal is very good in terms of spreading payments above £100, prompt chat response and generally okay Reviewed on: 14th April 2026
Teddy Daniel's avatar
Teddy Daniel

Great communication

5
It’s possible to speak to someone if you have any questions or concerns so I find that helpful Reviewed on: 14th April 2026
Ray ban's avatar
Ray ban

Robert smith

5
Very good no problems would use again Reviewed on: 14th April 2026
Robert S's avatar
Robert S

ove paypay and it an better way of paying

5
Love paypay and it an better way of paying Reviewed on: 14th April 2026
Mandy R's avatar
Mandy R

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