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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,277 reviews, last reviewed 10th May 2026
2419200% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use. PayPal is so easy to use, the interest free and spread payment options are brilliant! Reviewed on: 10th May 2026
Jez N-H's avatar
Jez N-H

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103278)

This is the future of 0% apr in 2026

5
So easy to use and to pay off. Almost everywhere you can use PayPal. Buy with confidence as well as security. Reviewed on: 14th April 2026
Alexander 's avatar
Alexander

Positive experience with PayPal Credit.

5
Always had a positive experience with PayPal Credit. Reviewed on: 14th April 2026
Marisa's avatar
Marisa

PayPal Credit feels convenient at first, but

5
PayPal Credit feels convenient at first, especially because it’s easy to get approved and works instantly at checkout. The 0% offers are great if you pay things off on time. But once you slip past the promo period, the interest is high and can hit harder than you expect. Customer service can also be slow or unhelpful when something goes wrong. It’s fine for short‑term use, but not something you want to carry a balance on. Reviewed on: 14th April 2026
Guntars P's avatar
Guntars P

Honoured for all the attention good

5
Honoured for all the attention, very satisfied Reviewed on: 14th April 2026
Fernanda's avatar
Fernanda

Fast safe service and cost effective easy payments

5
Fast safe service and cost effective easy payments Reviewed on: 14th April 2026
Tim 's avatar
Tim

Easy and convenient way to pay and transfer funds hi...

5
Easy and convenient way to pay and transfer funds highly recommend Reviewed on: 14th April 2026
Debra S's avatar
Debra S

Easy to use.

5
Satisfy experience,and easy to use. Reviewed on: 14th April 2026
Vasile G's avatar
Vasile G

Seamless, smooth service.

5
Seamless, smooth service. Great for all purposes Reviewed on: 14th April 2026
dominic r's avatar
dominic r

Don’t miss out!!!

5
Excellent customer service! Easy to use, fast and efficient transfers. Plenty of purchase protection. Reviewed on: 14th April 2026
Shane H's avatar
Shane H

Best credit card ever.

5
Best credit card ever. Is my favourite card to use all the time. Reviewed on: 14th April 2026
Victoria N's avatar
Victoria N

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