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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181095)

Really easy to pay for items.

Really easy to pay for items. I use it mostly for eBay (old habits I guess). 4 months interest free is really handy for higher priced items. Reviewed on: 21st June 2026

Puts you in control.

Such an easy way to pay and you are in control. Thank you. The direct debit service is easy to set up and ensures you never miss a monthly payment. Interest rates are good and offer a fair rate in comparison to other lenders. Reviewed on: 21st June 2026

Buy and sell

PayPal offers a user-friendly experience and instills confidence in both buyers and sellers through its robust security measures. Reviewed on: 21st June 2026

Easy to use in a complicated World

Easy to use and keeps me safe from scams and dodgy sellers online. Customer service is great. Reviewed on: 21st June 2026

Use PayPal as my first go to for shopping and safely...

Use PayPal as my first go to for shopping and safely transferring money to family. Pay bills effortlessly with the knowledge of the secure backing of PayPals excellent customer service Reviewed on: 21st June 2026

Great service

Always prefer paying with PayPal. It’s easier & much safer. Always a great service. Reviewed on: 21st June 2026

Great flexibility with payments !

Great flexibility with payments ! Reviewed on: 21st June 2026

Been using PayPal for 20 ish year never had an issue...

Been using PayPal for 20 ish year never had an issue I use most of their services and will continue too great company Reviewed on: 21st June 2026

It's so easy to use and gives me extra time to pay f...

It's so easy to use and gives me extra time to pay for things I want also let's me get interest free payments which is also really helpful and saving me money at the same time. I'd definitely recommend Pay Pal as a method of payment. Plus customer service is fantastic Reviewed on: 21st June 2026

highly recommend...

Easy to use and easy to set up highly recommend Reviewed on: 21st June 2026

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