Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103211 reviews)

View other PayPal products

4.90

Based on 103,211 reviews, last reviewed 10th May 2026

2416400% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Stress free payments, great credit options. Always stress free and easy to pay for items. Great knowing that if there are any problems with items I have purchased that the Resolution centre is ... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103211)

Worth to have it

I was scammed but PayPal paid me the money back Reviewed on: 14th April 2026

Always brilliant when having issues with payments or...

Always brilliant when having issues with payments or redunds Reviewed on: 14th April 2026

Easy checkout and earn points too

Easy checkout and earn points too Reviewed on: 14th April 2026

Excellent service, would highly recommend

Excellent service, would highly recommend Reviewed on: 14th April 2026

Top for credit

I have used PayPal credit on a number of occasions and never had any problems with this service. Easy to apply and quick to respond to request. Quick response if problems occur. Would definitely use PayPal credit again because the interest rate is good. Reviewed on: 14th April 2026

I have found PayPal easy to use and execellent value

I have found PayPal easy to use and excellent value Reviewed on: 14th April 2026

Easy quick use bank awful locks ogreat do quivkut

Easy quick use bank awful locks out Reviewed on: 14th April 2026

When I had to get support from the customer service...

When I had to get support from the customer service this was good and resolved my issue Reviewed on: 14th April 2026

Very easy to use, great Servcie.

Very easy to use, great Servcie. I would recommend Paypal to everyone Reviewed on: 14th April 2026

Cannot Fault!

Always been my payment method online, never had an issue with them regarding that, my previous use of PayPal Credit or pay in 3 options. Anytime I've gotten in touch they've been very courteous and helpful! The PayPal+ card is a great addition to their services also! Reviewed on: 14th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48727 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub