Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,461 reviews, last reviewed 10th May 2026
2427850% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with paypal My experience with paypal has been great no issues Reviewed on: 10th May 2026
Dale Tennyson's avatar
Dale Tennyson

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103461)

It’s always been excellent.

5
It’s always been excellent. I use it to send money abroad and it’s always really easy. Reviewed on: 14th April 2026

It’s really useful to use bank for safety reasons

5
It’s really useful to use bank for safety reasons Reviewed on: 14th April 2026

PayPal is unconditionally the best in the world.

5
PayPal is unconditionally the best in the world. Reviewed on: 14th April 2026

Things have been sorted when ever I had to contact c...

5
Things have been sorted when ever I had to contact customer service. Reviewed on: 14th April 2026

Good product and service.

4
Good product and service. Good offers etc Reviewed on: 14th April 2026

Fantastic service i loved it

5
Easy and efficient Great service Reviewed on: 14th April 2026

Great experience

4
Haven’t have any bad experience yet. Reviewed on: 14th April 2026

One small thing

4
I wish payments came off my bank account faster when using PayPal. Other wise,it’s a great service Reviewed on: 14th April 2026

I find pay pal very easy to use and esay to pay as w...

5
I find pay pal very easy to use and esay to pay as well Reviewed on: 14th April 2026

After several years with Pay pal no good at all

3
After several years with Pay pal no good at all Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review