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PayPal: PayPal Credit reviews

4.90
Based on 103,499 reviews, last reviewed 10th May 2026
2429600% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nice and easy, no stress, whole process was good, 4... Nice and easy, no stress, whole process was good, 4 months interest free is a big help Reviewed on: 10th May 2026
Arran Tilney's avatar
Arran Tilney

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103499)

Straightforward to use a few options available to pa...

5
Straightforward to use a few options available to pay in installments Reviewed on: 14th April 2026

You got 4 months to repay your credit with 0%, it is...

5
You got 4 months to repay your credit with 0%, it is very comfortable Reviewed on: 14th April 2026

Good service I am long time user

5
Good service I am long time user Reviewed on: 14th April 2026

Great digital banking service with exceptionally gre...

5
Great digital banking service with exceptionally great services. Reviewed on: 14th April 2026

I experienced very good service from Paypal.

5
I experienced very good service from Paypal. A few payment options very helpful to manage money when making purchases. Paypal credit is allowing to put payment off for 4 months with 0% credit. Very grateful for such possibility. Reviewed on: 14th April 2026

Vasile Capita

5
Îs nice to know that ease to use and security Services Is very good and good application, i will recommend to everyone to use PayPal Reviewed on: 14th April 2026

Overall good experience managing my account and paym...

5
Overall good experience managing my account and payments Reviewed on: 14th April 2026

Very nice excellent and easy way to pay.

5
Very nice excellent and easy way to pay. Reviewed on: 14th April 2026

Always great to have that little bit extra to rely o...

5
Always great to have that little bit extra to rely on, or having different options to choose when it comes to paying for unexpected needs. Reviewed on: 14th April 2026

Happy about PayPal service.

5
Happy about PayPal service. I will carry on using PayPal for my payment. I have been using PayPal for many years and always been very happy. Reviewed on: 14th April 2026

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