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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

PayPal credit the secure giaranteed service..

I use PayPal credit as its secure and gives me protection. Its easy to use and gives me a buffer when I see something I would pass up on the street. Reviewed on: 21st June 2026

Always works seamlessly and customer focused

Always works seamlessly and customer focused Reviewed on: 21st June 2026

Easy ti use

I love the pay in 3. PayPal is really quick and easy to use as excepted on most transactions throughout the world Reviewed on: 21st June 2026

Safe an secure money

Excellent customer service and know my money is safe with paypal Reviewed on: 21st June 2026

I love the ease of access from paypal

I love the ease of access from paypal Reviewed on: 21st June 2026

Everything can be arranged easily via the app or the...

Everything can be arranged easily via the app or the website. No hassle and instant decision. Would use it again in the future. Reviewed on: 21st June 2026

Always been simple and easy to use

Always been simple and easy to use Reviewed on: 21st June 2026

Without PayPal credit I would not be able to purchas...

Without PayPal credit I would not be able to purchase some items I really like , I make sure I can afford it over 4 months or pay in 3 . It gives me that little extra freedom to buy something I love being able to spread the cost . But I make sure it’s never over my budget Reviewed on: 21st June 2026

All services very good, especially like pay in 3 ver...

All services very good, especially like pay in 3 very useful Reviewed on: 21st June 2026

Love pay in 3, really handy.

Love pay in 3, really handy. But have found it difficult to reduce credit allowance & cancel credit. Reviewed on: 21st June 2026

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