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PayPal: PayPal Credit reviews

4.90
Based on 103,545 reviews, last reviewed 10th May 2026
2431750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secure. Easy and secure. Pay in three is extremely helpful when you need it Reviewed on: 10th May 2026
Iajaz A's avatar
Iajaz A

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103545)

I Used every time for buying online

5
I Used every time for buying online Reviewed on: 14th April 2026

Haven’t had a bad experience yet !

5
Haven’t had a bad experience yet ! Reviewed on: 14th April 2026

PayPal is an excellent secure way of making payments

5
PayPal is an excellent secure way of making payments Reviewed on: 14th April 2026

PayPal is great

5
Been using PayPal for years, incredible way to build credit score Reviewed on: 14th April 2026

Using PayPal has been consistently convenient, secur...

5
Using PayPal has been consistently convenient, secure, and efficient. I especially appreciate how easy it is to send and receive payments, whether for personal use or business transactions. Reviewed on: 14th April 2026

The customer service is top notch .

5
The customer service is top notch . They're quick in resolving queries. They. CAll back if need be. I strongly believe that PayPal is the right place to be when it comes to retail financial services. Reviewed on: 14th April 2026

Very good service and very excellent customer services

5
Very good service and very excellent customer services Reviewed on: 14th April 2026

Trustworthy and fast.

5
Trustworthy and fast. Does exactly what I need at a good rate Reviewed on: 14th April 2026

If I'm shopping online, I will only ever use PayPal...

5
If I'm shopping online, I will only ever use PayPal because I feel safe to shop online with them. If I have any problems I can go back to them.And I feel like they have my back Reviewed on: 14th April 2026

Easy to follow quick payment & peace of mind securit...

5
Easy to follow quick payment & peace of mind security wise Reviewed on: 14th April 2026

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