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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

PayPal credit takes the pressure off

I have been using PayPal credit for a couple of years now. The interest free period has been really helpful for me for in spreading the cost for bigger purchases like kids birthday presents and a new washing machine. Reviewed on: 21st June 2026

Having used paypal for over 10 years it is always my...

Having used paypal for over 10 years it is always my safe option for dodgy looking websites Reviewed on: 21st June 2026

I have never had any problems with PayPal.

I have never had any problems with PayPal. Used it many times. Very simple and hassle free Reviewed on: 21st June 2026

Wouldn't use anything else

I have used PayPal credit for years and it is so easy to manage in the app and make overpayments, especially compared to something like Klarna. The only comparison would be Monzo Flex, however with the introduction of adding this to any purchase in store now means it beats that. Reviewed on: 21st June 2026

Easy and great to use.

Easy and great to use. Safe and you know your covered if things go wrong Reviewed on: 21st June 2026

Easy to use credit facilty

Easy to use credit facilty which allows you to spread the cost over a number of months Reviewed on: 21st June 2026

Paypal review

Been using paypal for 18 years+ always has been great service money is always safe, cheak out is quick and paypal creadit very useful and customer service is always on point issues are resolved quickly. Reviewed on: 21st June 2026

Great interest free rates which I always use and pay...

Great interest free rates which I always use and pay later is great Reviewed on: 21st June 2026

I love paypal, great security, great perks.

I love paypal, great security, great perks. Reviewed on: 21st June 2026

Great, easy to use & manage without any stress.

Great, easy to use & manage without any stress. Reviewed on: 21st June 2026

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