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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,575 reviews, last reviewed 10th May 2026
2433150% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always a life saver PayPal is always a life saver especially the pay in three options,.really helps when finances are tight Reviewed on: 10th May 2026
Naz's avatar
Naz

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103575)

Smooth as can be, use it everywhere

5
Smooth as can be, use it everywhere Reviewed on: 14th April 2026
lee's avatar
lee

Very good and very helpful thanks

5
Very good and very helpful thanks Reviewed on: 14th April 2026
Muhammad 's avatar
Muhammad

Had a problem with a direct debit and PayPal where v...

5
Had a problem with a direct debit and PayPal where very quick to respond and solve the problem for me Reviewed on: 14th April 2026
Shirley A's avatar
Shirley A

So simple and easy to use, great customer service.

5
So simple and easy to use, great customer service. Best at what they do!! Reviewed on: 14th April 2026
Anhar A's avatar
Anhar A

So Easley to use with no worries security very good...

5
So Easley to use with no worries security very good and so easy to buy on line with pay pal back up if things go wrong Reviewed on: 14th April 2026
Alan s's avatar
Alan s

Very easy to use and simple.

5
Very easy to use and simple. A few clicks and you've paid Reviewed on: 14th April 2026
Joe's avatar
Joe

Worked for me will work for you too.

5
I believe PayPal are fair and also look at whether the right balance increases or decreases are required and that shows that not only are they looking out for you they have low interest rates too and the option to 3 too. Reviewed on: 14th April 2026
Mikey W's avatar
Mikey W

very helpful, especially as an international student...

5
very helpful, especially as an international student in london who are not able to get credit cards easily Reviewed on: 14th April 2026
S Soro's avatar
S Soro

Great way to pay and is safe never any issues paymen...

5
Great way to pay and is safe never any issues payments work on almost everything. Can also get bonus points and cash back on purchases. Reviewed on: 14th April 2026
Claire M's avatar
Claire M

It is nice that PayPal has a point system where I ca...

5
It is nice that PayPal has a point system where I can chase in on items Reviewed on: 14th April 2026
Terry F's avatar
Terry F

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