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PayPal: PayPal Credit reviews

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4.90
Based on 103,621 reviews, last reviewed 10th May 2026
2435350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great, I love being able to buy now and pa... PayPal is great, I love being able to buy now and pay later Reviewed on: 10th May 2026
Ali's avatar
Ali

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103622)

I love the pay in three that you offer interest...

5
I love the pay in three that you offer interest free Reviewed on: 15th April 2026
Kathy W's avatar
Kathy W

Helpful and trusted

5
I always used PayPal. My default choice for majority of online payments wherever possible Reviewed on: 15th April 2026
Sam's avatar
Sam

Honestly has been amazing I was struggling with mone...

5
Honestly has been amazing I was struggling with money and this has saved me the monthly payment options are amazing and so helpful Reviewed on: 15th April 2026
Sophje sh ire's avatar
Sophje sh ire

I’ve found PayPal Credit to be an incredibly conveni...

5
I’ve found PayPal Credit to be an incredibly convenient way to manage larger online purchases. The application process was straightforward and fast, with the credit line appearing in my wallet almost immediately. I particularly appreciate the interest-free offers on eligible purchases, which allow for better cash flow management without hidden fees, provided you stay on top of your payment schedule. Reviewed on: 15th April 2026
Mohammad H's avatar
Mohammad H

Using PayPal

5
Very user friendly. The interest rate is very reasonable Reviewed on: 15th April 2026
AbiE's avatar
AbiE

Quick & easy to use love the credit payment it helps...

5
Quick & easy to use love the credit payment it helps so much it much appreciated Reviewed on: 15th April 2026
Gary l's avatar
Gary l

Good experience most of the time

4
Good experience most of the time but sometimes staff don't seem to know what they doing Reviewed on: 15th April 2026
Miriam's avatar
Miriam

PayPal everywhere

5
Easy to use . Almost everywhere can be used. Many options for repayments. Reviewed on: 15th April 2026
Igor's avatar
Igor

Excellent and very good to use Internet or any Shop.

5
Excellent and very good to use Internet or any Shop. I’m very happy. I’m very pleased I recommend for everyone. Reviewed on: 15th April 2026
Haluk Ozinel's avatar
Haluk Ozinel

Very quick response and solving the issues

5
Very quick response and solving the issues Reviewed on: 15th April 2026
Debbie B's avatar
Debbie B

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