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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

Easy to use, flexible offers.

Easy to use, flexible offers. Pay in 3 options in some purchases is useful Reviewed on: 21st June 2026

Good customer service

Good App and Smooth Website. Experience customer support officers Reviewed on: 21st June 2026

It is a great credit line to use with promotional be...

It is a great credit line to use with promotional benefits. Reviewed on: 21st June 2026

Super easy to set up and use.

Super easy to set up and use. Easy app. Brilliant reminders for when payment is due. Would recommend. Reviewed on: 21st June 2026

Credit made easy

Never had any problems, easily accessible and incredibly convenient Reviewed on: 21st June 2026

I have been with PayPal for many many years now and...

I have been with PayPal for many many years now and not has one problem if I have problems with sellers PayPal deals with it straight away and always get a good result Reviewed on: 21st June 2026

Hassle free, easy and straightforward

Hassle free, easy and straightforward Reviewed on: 21st June 2026

Safer and easier payments

I feel safer using PayPal. Using PayPal credit with a direct debit of my choice is a great way to pay off my debt over a fixed period of time. I never forget to make payments and am always advised when payments are going to leave my bank. Reviewed on: 21st June 2026

Simple and easy to use.

It’s really easy to use when making a purchase. The interest free for four months offer on over £100 is great. Very easy to pay off with the option to set up a direct debit Reviewed on: 21st June 2026

I like the 4 months intrest free period gives me a g...

I like the 4 months intrest free period gives me a good time to pay for more expensive items Reviewed on: 21st June 2026

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