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PayPal: PayPal Credit reviews

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4.90
Based on 103,664 reviews, last reviewed 10th May 2026
2437350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very responsive and reminding. Very responsive and reminding. PayPal credit allows u spread all of your payments into plans that suits your style of transactions. Reviewed on: 10th May 2026
Sev's avatar
Sev

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103664)

Leading the way

5
It's very simple and user friendly Reviewed on: 15th April 2026
Matt A's avatar
Matt A

Using paypal credit has been useful.

3
Using paypal credit has been useful. Throughout the process of applying and then being approved, happened within a minute. They gave a fair credit limit which has been useful for buying things as and when its needed. Although can be limited in the number of stores that approve it to be used. Reviewed on: 15th April 2026
Chris Notty's avatar
Chris Notty

They are great at what they are doing

5
They are great at what they are doing Reviewed on: 15th April 2026
Sabrina B's avatar
Sabrina B

Norman55

5
Very good, thank you. Absolutely brilliant from what I can Reviewed on: 15th April 2026
Norman Fontaine's avatar
Norman Fontaine

Better blue rewards

5
I would like the Blue rewards to be better. But I am enjoying the freedom that it has given me to spend money Reviewed on: 15th April 2026
James A's avatar
James A

PayPals credit system

4
Using PayPals credit system has been absolutely amazing. With easy access to card use, and easy payments across all platforms. Paypals credit system stays a strong foundation in ensuring the customer stays satisfied without any setbacks Reviewed on: 15th April 2026
Nathan X's avatar
Nathan X

All clear no smoke screens you know exactly how much...

5
All clear no smoke screens you know exactly how much it’s going to cost and easy payment options. Reviewed on: 15th April 2026
Terence John Maverley's avatar
Terence John Maverley

Always very helpful and quick to reply

5
Always very helpful and quick to reply Reviewed on: 15th April 2026
Shaun 's avatar
Shaun

I Love PayPal

5
I love PayPal it’s so easy to use. I can use their card in my apple wallet when I’m out which is great when I go to concerts for the merchandise stands. Thank You PayPal for always being there and adding extra secon my payments. Reviewed on: 15th April 2026
Janbo 's avatar
Janbo

Top notch credit facility

5
Money is always safe with PayPal and flexibility with payment plans Is awesome. Reviewed on: 15th April 2026
Denis's avatar
Denis

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