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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181096 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181096)

Paypal always

Easy payments and with the points is even better Reviewed on: 21st June 2026

Only good experience by 3 years using PayPal

I used PayPal for 3 years and have only good experience,even then somebody stole my account information I get all money back Reviewed on: 21st June 2026

PayPal credit

Can’t get credit elsewhere and PayPal credit is amazing Reviewed on: 21st June 2026

Everything in one place

I appreciate PayPal and everything within the app. I find it very easy to use and navigate. It helps me manage my account very easily. PayPal credit has been such a fantastic way to shop! The app is clear and user friendly, it’s very straightforward. Definitely something to have if you don’t. Reviewed on: 21st June 2026

Made a purchase easier and earlier through PayPal

Persuaded me to make a purchase earlier than I otherwise would have, and to use the merchant that offered it. Reviewed on: 21st June 2026

Had a smooth experience into the many levels of paym...

Had a smooth experience into the many levels of payments. Have always felt very safe with PayPal and never been a victim of a scam using PayPal Reviewed on: 21st June 2026

Daras 240179

am satisfied with the very fast and flexible cooperation, convenient interest rates and repayments Reviewed on: 21st June 2026

Great way and safe way to pay

Easy to use you have a limit Tell when payments due if dont already keep note of it its safe and most places use it so a win win all round also the app let's you pay early if want too and either comes straight out of bank d/debit or can you bank card if dont want to set one up if forget they let you know payments date along the way great service Reviewed on: 21st June 2026

PayPay credit was super easy to set up...

PayPay credit was super easy to set up, no hassle and done in minutes. Reviewed on: 21st June 2026

The information is clear.

It’s easy and the information is clear. Every effort is made to ensure I understand the payment plan I e agreed to and how it works in reality. Reminders to pay are sent in good time too. Reviewed on: 21st June 2026

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