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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,710 reviews, last reviewed 10th May 2026
2439600% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Works as expected, easy to use and is convenient. Reviewed on: 10th May 2026
DW's avatar
DW

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103710)

CADUGDALE

5
It’s easy & convenient to be able to purchase what you need and spread the payments. Reviewed on: 15th April 2026
Corrina D's avatar
Corrina D

I am in love with PayPal app ,easy to use and I can...

5
I am in love with PayPal app ,easy to use and I can spread the money in 3 transaction Reviewed on: 15th April 2026
Parvinder 's avatar
Parvinder

Bluebell

5
Great value for money rates easy use safe Reviewed on: 15th April 2026
Clare's avatar
Clare

Really straightforward and easy to use

5
Really straightforward and easy to use Reviewed on: 15th April 2026
Rachel J's avatar
Rachel J

Easy to use, good option for credit with low fees, t...

5
Easy to use, good option for credit with low fees, the 3 months instalments without any apr% is amazing Reviewed on: 15th April 2026
Ionut P's avatar
Ionut P

It was a seamless experience,no delays in getting a...

5
It was a seamless experience,no delays in getting a credit card Reviewed on: 15th April 2026
Liberty M's avatar
Liberty M

Smooth service and when a vendor has not honoured th...

5
Smooth service and when a vendor has not honoured the service pay pal have investigated it and rectified the issue in a reasonable timescale Reviewed on: 15th April 2026
AH's avatar
AH

Quick and easy transactions, trustworthy and reliable.

5
Quick and easy transactions, trustworthy and reliable. Reviewed on: 15th April 2026
Gundega Vilumsone's avatar
Gundega Vilumsone

It’s good, I’ve had 0 problems using it

5
It’s good, I’ve had 0 problems using it Reviewed on: 15th April 2026
Alala Rose's avatar
Alala Rose

Easy to use, reliable and clear service.

5
Easy to use, reliable and clear service. I use my PayPal credit often for larger purchases to spread costs over thr 4 months. Makes it extremely easy to buy without fear of having to pay everything in one go! Reviewed on: 15th April 2026
Diane E's avatar
Diane E

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