Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,758 reviews, last reviewed 10th May 2026
2441950% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quality service. Quality service. Always clear what you are spending and repayments Reviewed on: 10th May 2026
Nicholas C's avatar
Nicholas C

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (103758)

Great to have the variety of payment options in one...

5
Great to have the variety of payment options in one place. Reviewed on: 15th April 2026
Shane S's avatar
Shane S

Just love PayPal, easy & secure.

5
Just love PayPal, easy & secure. Reviewed on: 15th April 2026
J B's avatar
J B

Pretty good experience limited but I really like pay...

5
Pretty good experience limited but I really like paypal Paypal credit has been a game changer Reviewed on: 15th April 2026
ThatMafiaGuy's avatar
ThatMafiaGuy

Reliable and convenient way to pay

5
PayPal Credit made my purchase simple and stress-free. It gave me the flexibility to spread the cost, and everything was quick to set up and easy to manage. I’ve found it to be secure and reliable, which gives real peace of mind when paying online. Highly recommended. Reviewed on: 15th April 2026
Bennett 's avatar
Bennett

Very helpful a prompt with service and support.

5
Very helpful a prompt with service and support.lots of updates if have an issue . Reviewed on: 15th April 2026
Debs's avatar
Debs

Impressive service, Love it.

4
Impressive service, Love it....... Reviewed on: 15th April 2026
Ani's avatar
Ani

My personal experience using PayPal.

5
My honest opinion on PayPal, for me I have found the service to be excellent. I love the pay in three, or the fact that you can spilt larger purchases into, 3,6, 12 monthly payments. I find the interest % is very good. Personally when purchasing on line, if they don’t accept PayPal, I don’t buy from that seller. Overall I use PP for everything. Reviewed on: 15th April 2026
Vivienne T's avatar
Vivienne T

East to use, and flexible with adequate information...

5
East to use, and flexible with adequate information with regards to various payment options. Reviewed on: 15th April 2026
Adam W's avatar
Adam W

i have using PayPal last 2 years it was good...

5
i have using PayPal last 2 years it was good experince Reviewed on: 15th April 2026
ijaz's avatar
ijaz

Flexible way to shop and excellent app.

5
Flexible way to shop and excellent app. Reviewed on: 15th April 2026
Darren's avatar
Darren

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill