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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181098)

Great Service

I use the four months interest free credit to help spread costs of more expensive items without breaking into my savings. Reviewed on: 21st June 2026

Excellent clear secure payment system

Excellent clear secure payment system Reviewed on: 21st June 2026

Easy to use.

Easy to use. Card arrived quickly plus I have the app on my phone. Reviewed on: 21st June 2026

Very good, fast payment processing

Very good, fast payment processing Reviewed on: 21st June 2026

PayPal is accessible, secure, and convenient

PayPal is easily accessible, secure, convenient to use, remarkably good value with numerous options available to suit your needs. The cherry on top is the quick and easy access to your account which makes life easy to pay off any debts. Reviewed on: 21st June 2026

PayPal it’s so easy to use

PayPal it’s so easy to use and get offers on how to pay 3 to 12 months you don’t have to fall out a big lump I give you good manageable payments and any issues they help you out been using PayPal for quite a long time Reviewed on: 21st June 2026

Great product and very convenient

Great product and very good value with low interest, very handy to spread payments over a longer period of time that otherwise could not afford Reviewed on: 21st June 2026

Important purchases without the stress

It’s helped me out a lot to use PayPal credit or the pay in 3 option on big purchases. It’s meant I have been able to buy important things for my new baby niece and lovely gifts for family without worrying. Reviewed on: 21st June 2026

Very easy and convenient to use.

Very easy and convenient to use. Reviewed on: 21st June 2026

Simple and transparent, trustworthy and fair.

Simple and transparent, trustworthy and fair. Happy to use again and recommend to others without hesitation. PayPal are a staple of online shopping and they feel like the safest option to use in this economy. Reviewed on: 21st June 2026

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