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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103800 reviews)

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4.90

Based on 103,800 reviews, last reviewed 10th May 2026

2443800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Easy to use while checking out and interest free for 4 months is really helpful. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103800)

Spreading payments

I use PayPal regularly and it’s good if I want to spread out payments Reviewed on: 15th April 2026

Never had any problems with transaction and etc.

Never had any problems with transaction and etc. Reviewed on: 15th April 2026

PayPal has been super useful in day to day use and c...

PayPal has been super useful in day to day use and customer service is great. Reviewed on: 15th April 2026

I love using PayPal the 0% for 4 months offer is rea...

I love using PayPal the 0% for 4 months offer is really helpful. Reviewed on: 15th April 2026

Excellent and simple

Excellent and good options suits my needs Reviewed on: 15th April 2026

Iv had PayPal for years and always been straight for...

Iv had PayPal for years and always been straight forward and easy with no stress Reviewed on: 15th April 2026

Good in every wsy

App is easy to use and transactions are supported if there is a problem with the supply of goods from the retailer Reviewed on: 15th April 2026

If I need some money to get by until payday,paypal i...

If I need some money to get by until payday,paypal is a great app to have Reviewed on: 15th April 2026

Easy to use and convenient

The application process was very quick, and I love how it integrates seamlessly with my regular PayPal account. It makes spreading the cost of larger purchases much easier. Reviewed on: 15th April 2026

A brilliant service and keeps getting better

A brilliant service and keeps getting better Reviewed on: 15th April 2026

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