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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

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4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181098)

Easy to use product.

Easy to use. Flexible options available. Responsive to queries if required. Fast and widely accepted. Responsible to potential concerns with lending but always listen to what the summer wants and needs. Reviewed on: 21st June 2026

It’s my go to payment method for all my purchases no...

It’s my go to payment method for all my purchases nowadays, from the easy pay in 3 options, interest free options and also the pay in full everything is covered with PayPal. Reviewed on: 21st June 2026

Very Handful

Very handful and good customer support Reviewed on: 21st June 2026

Convenient, easy to use and easy to manage through t...

Convenient, easy to use and easy to manage through the app. I've been using it for a few years now and haven't has any issues. Reviewed on: 21st June 2026

Great facility, no issues using the credit.

Great facility, no issues using the credit. I do find it frustrating that monthly payment take so to come out of my account though (so it shows on PayPal that I’ve made a payment, but it’s not debited from my account until a good few days later) Reviewed on: 21st June 2026

Convenient

Convenient and easy to use when making payments online Reviewed on: 21st June 2026

PayPal is instant, it’s global and becoming easier t...

PayPal is instant, it’s global and becoming easier to use for payments everyday. Reviewed on: 21st June 2026

my experience has been great, fantastic, brilliant, etc

my experience has been great, fantastic, brilliant, etc Reviewed on: 21st June 2026

PayPal credit

Kayla’s credit has been very easy to use and has helped me be able to go to download festival next year without having to worry about the cost of the ticket needing to be paid all in one go Reviewed on: 21st June 2026

Perfectly secure

I find PayPal easy to use, secure payments and I have only ever had to make a claim once after a purchase was supposedly been delivered but wasn’t and the company wouldn’t reply to my request for the courier’s details and they didn’t reply to PayPal either and I got an instant refund with no problems at all, I use PayPal when buying online even if I can use my bank card I still prefer the protection I receive from PayPal, 100% satisfied. Reviewed on: 21st June 2026

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