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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181098)

Great to have interest free plans

Great payment options with interest free periods or 3 monthly payments. New(ish) rewards scheme seems ok but not sure what the real value is yet. Reviewed on: 21st June 2026

Paypal app

Is good clear app. Very obvious about payment Reviewed on: 21st June 2026

Convenient

Always professional . Ease of purchasing. Reviewed on: 21st June 2026

Great service

Instant access, paying for items ordered is so easy. Credit option is always a bonus, like the overall service provided by PayPal Reviewed on: 21st June 2026

I usually pay with PayPal for online shopping becaus...

I usually pay with PayPal for online shopping because I can pay in 3 instalments interest free which helps when you are on a budget. Reviewed on: 21st June 2026

Easily accessible, a great app and easy to pay

Easily accessible, a great app and easy to pay Reviewed on: 21st June 2026

Awesome, swift, smooth yet easy to use with clarity

It is payment made easy yet very accessible in all regard. Reviewed on: 21st June 2026

Very helpful, polite and efficient staff

Any time I have had to contact them they have managed to help me quickly and efficiently and always call me back if needed when they say they will, which is a welcome change from some other companies I have dealt with. Reviewed on: 21st June 2026

PayPal credit has really made it simple to make purc...

PayPal credit has really made it simple to make purchases online. I use it as my go to payment option Reviewed on: 21st June 2026

Great for when you really need to buy something.

Great for when you really need to buy something. Always straight forward and easy process Reviewed on: 21st June 2026

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