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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101057 reviews)

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4.90

Based on 101,057 reviews, last reviewed 7th May 2026

2318000% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All in all very easy to work and understand All in all very easy to work and understand Reviewed on: 7th May 2026

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101057)

everything is simple and quick access to money

everything is simple and quick access to money Reviewed on: 14th April 2026

PayPal is a trusty way to purchase items great servi...

PayPal is a trusty way to purchase items great service with preace of mind . Reviewed on: 14th April 2026

Excellent communication

Excellent communication. Helps me pay for things much later and provides good customer service Reviewed on: 14th April 2026

Trustworthy

•Quick approval decisions when applying •Flexible repayment options, especially for larger purchases •Promotional offers (like 0% interest periods on qualifying spends) •Easy integration when shopping online through PayPal checkout Reviewed on: 14th April 2026

Secure, reliable, and now more rewarding than ever

I’ve used PayPal for years primarily for the security, but their recent rewards program has made it my primary way to pay. It acts as a perfect secure "middleman"—I can shop on almost any site without handing over my bank details, and the two-factor authentication gives me total peace of mind. The standout for me lately is the PayPal Rewards (PayPal+) system. Reviewed on: 14th April 2026

Clear & available info

Everything has been extremely easy and information is readily available. I haven’t needed to go searching for info. Reviewed on: 14th April 2026

Great service

Never had any issues. Been able to use anywhere Reviewed on: 14th April 2026

Interest free options is what is good about paypal c...

Interest free options is what is good about paypal credit and to give 4 months for every £100 purchase Reviewed on: 14th April 2026

Pay pal give me good credit so I grow my business.

Pay pal give me good credit so I grow my business. Pay pal is more safe and I most likely 4 months interest free money it's very helpful to lost of people Reviewed on: 14th April 2026

Can't fault PayPal, I use it all the time.

Can't fault PayPal, I use it all the time. I don't like wbtering bank/card details when shopping online, so PayPal is perfect! I've had excellent experiences when contacting customer services too! Happy customer. Reviewed on: 14th April 2026

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