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PayPal: PayPal Credit reviews

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4.90
Based on 104,228 reviews, last reviewed 11th May 2026
2463500% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to understand and good customer service Easy to understand and good customer service Reviewed on: 11th May 2026
Vic G's avatar
Vic G

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104228)

It was easy to set up and use.

5
It was easy to set up and use. It’s easy to make extra payments and set up a direct debit for repayments. Reviewed on: 11th May 2026
lynne m's avatar
lynne m

so simple and easy to use , everything works flawles...

5
so simple and easy to use , everything works flawlessly Reviewed on: 11th May 2026
Callum B's avatar
Callum B

Easy to use

5
Easy to use and convenient payments. Paypal points add to the bonus Reviewed on: 11th May 2026
Hemanth Reddy's avatar
Hemanth Reddy

Amazing it’s really helped me financially, helps rel...

5
Amazing it’s really helped me financially, helps relieve stress as I know I can pay it back slowly. Just overall a great experience. Reviewed on: 11th May 2026
Jack S's avatar
Jack S

The best I love the 4 months interest free

5
The best I love the 4 months interest free Reviewed on: 11th May 2026
habib s's avatar
habib s

I feel safe to us paypal to do my online shopping.

5
I feel safe to us paypal to do my online shopping. Reviewed on: 11th May 2026
Kadi's avatar
Kadi

I’ve had Paypal credit since 2016 and it helped me q...

5
I’ve had Paypal credit since 2016 and it helped me quite a lot for years. I’m very happy with it. I definitely recommend 100%. Reviewed on: 11th May 2026
Fahma's avatar
Fahma

Fantastic service

5
When I've struggled for money on occasions and needed to buy something paypal credit has been a life saver. It's got me the items I needed, it's all paid off now it was just there to help cover me for a month Reviewed on: 11th May 2026
christinaR's avatar
christinaR

Very good easy to transfer and get transferred money...

5
Very good easy to transfer and get transferred money and to pay for products. Reviewed on: 11th May 2026
Dylan M's avatar
Dylan M

PayPal has been and is reliable and irreplaceable fo...

5
PayPal has been and is reliable and irreplaceable for me. Reviewed on: 11th May 2026
Slawomir B's avatar
Slawomir B

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