Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Great experience

Always a pleasure using PayPal, whether it be using PayPal to pay for things knowing I'm backed if things go wrong, or using PayPal credit. All round great experience! Reviewed on: 8th June 2026

Handy, helpful exactly when you need it.

Handy, helpful exactly when you need it. Reviewed on: 8th June 2026

Easy to navigate the system and really good communic...

Easy to navigate the system and really good communication. Alerts when any of your interest only products are ending so you can make further choices. The card is in your electronic wallet so purchases are hassle-less. Statement is easy to understand. Reviewed on: 8th June 2026

Supportive and helpful responses

Supportive and helpful responses Reviewed on: 8th June 2026

PayPal is easy to use.

PayPal is easy to use. Easy to understand and you always know where you are with your account. I would recommend PayPal to my family and friends. Reviewed on: 8th June 2026

I have about 14 years using PayPal I'm very happy wi...

I have about 14 years using PayPal I'm very happy with the service Reviewed on: 8th June 2026

Best and most secure way to pay.

Best and most secure way to pay. Reviewed on: 8th June 2026

Customer service did get me a full refund

Customer service did get a bad seller reaction to refund in full my purchase and they staid on the case untill was resolved Reviewed on: 8th June 2026

Love PayPal, it's so quick and easy, with credit and...

Love PayPal, it's so quick and easy, with credit and pay in three available. Reviewed on: 8th June 2026

Easy to use platform, clear, ease of use.

Easy to use platform, clear, ease of use. Overall excellent service and product. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub