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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56594 reviews)

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4.91

Based on 56,594 reviews, last reviewed 7th Apr 2026

535500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Intuitive and handy to use, es... PayPal credit is very intuitive and handy to use, especially as I buy alot from Ebay. Reviewed on: 7th April 2026

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56594)

Brilliant

Easy, flexible and tailored to the customers needs. Reviewed on: 16th June 2022

Great credit

I use my PayPal credit to maintain my camper and could not do without it for me it’s the perfect credit flexible and the charges are not that bad either Reviewed on: 16th June 2022

Very helpful

Very handy and helpful in paying the product when you struggle to pay Reviewed on: 16th June 2022

Excellent service

Quick and easy payment options with PayPal.. awesome.. thank you Reviewed on: 16th June 2022

Fabulous

Fantastic service would recommend to anyone Reviewed on: 15th June 2022

Easy credit to use

Easy to use. Feels safer than paying by debit card on line. Reviewed on: 15th June 2022

Very reliable and helpful service

Very reliable with good offers on interest rates and very helpful if there are any issues or snags whether it’s payment related and resolving as issue Reviewed on: 15th June 2022

Great Payment Facility

I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022

Convenient and transparent

I have found the service to be easy and convenient enabling a buffer to monthly outgoings. Most importantly the ability to follow and adapt repayments is brilliant. Reviewed on: 15th June 2022

Great and convenient

Really useful to use, plenty of places to use, great customer service and the interest free offers have been fantastic. Highly recommend it as a service, the best that I use! Reviewed on: 15th June 2022

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