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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

I have a good experience with paypal credit, became...

I have a good experience with paypal credit, became handy when it allowed its customer to use credit in stores and gives few months without interest. Reviewed on: 8th June 2026

Always helpful

PayPal sort out problems in a timely fashion Reviewed on: 8th June 2026

The pay in 3 is a great way to spread the cost of it...

The pay in 3 is a great way to spread the cost of items and I hope to continue to use in the future Reviewed on: 8th June 2026

Overall PayPal credit is a great option as long as y...

Overall PayPal credit is a great option as long as you are careful about paying back within the interest free time Reviewed on: 8th June 2026

PayPal is great

I borrowed money from PayPal which helped me pay for my stuff while I’m not working because I had a baby thank you PayPal Reviewed on: 8th June 2026

Excellent service highly teccomened

I like the security of PayPal the website is nice and straight forward there is always help should you need it. There are many avenues you can follow aswell Reviewed on: 8th June 2026

Easy money transfer just by the use of an email.

Easy money transfer just by the use of an email. I benefit from small credit that I could pay off within the first 4 months with 0%. I often use the pay by three installment also easy to apply by multiple companies. Right now I have apply for debit and credit card that I can use in a shop with a good cash back. Just a lot a perks at few clicks. Need to say that the system is very safe! Reviewed on: 8th June 2026

willingness to help

paypal has always been willing to help if there was an issue with an order. Reviewed on: 8th June 2026

Very convent way to pay accepted by most retailers.

Very convent way to pay accepted by most retailers. If PayPal isn’t offered at checkout I find myself looking elsewhere to purchase. Reviewed on: 8th June 2026

Who wouldn’t want to use PayPal

I love using PayPal and they’ve been so good with helping me with getting issues resolved Reviewed on: 8th June 2026

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