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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56807 reviews)

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4.91

Based on 56,807 reviews, last reviewed 7th Apr 2026

555200% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Pay pal convenient to use . Generally the credit options offered are very good and convenient, I find navigating the the app could be improved. Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56807)

amazing help during renovations

super safe, reliable service - a must when renovating thehouse Reviewed on: 8th July 2022

Quick and Easy

Always on hand if i need a little extra help and pay for things that usually I would have to wait for PayDay. Reviewed on: 8th July 2022

Easy to use, peace of mind

I was struggling financially and PayPal Credit turned out to be very helpful for my large, unexpected payments with great offers and fees Reviewed on: 8th July 2022

Great

PayPal has and still apart of my everyday life as it is more Secure and great customer service that always happy to help Reviewed on: 8th July 2022

Wouldnt be without it

Have used PayPal for years now and has always given me great security, customer service and great additional features Reviewed on: 8th July 2022

Credit card

Awesome! Allows you to pay instalments in a period of time interest free Reviewed on: 8th July 2022

Fast easy

Fast and easy approval, regular reminders to keep you up to date and no issues Reviewed on: 8th July 2022

Absolutely love PayPal , so handy!

I have used them for a few months now and absolutely love the way it works Reviewed on: 8th July 2022

Best credit lender

Easy way, comfortable and secured access Reviewed on: 8th July 2022

Brilliant, helpful all round.

PayPal Credit has been brilliant and helpful all round. Reviewed on: 8th July 2022

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