Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56945 reviews)

View other PayPal products

4.91

Based on 56,945 reviews, last reviewed 7th Apr 2026

567600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Every purchasing option all in 1 place. Every purchasing option all in 1 place. Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (56945)

Easy to use and manage.

With PayPal credit I could book my holiday with ease and confidence, knowing I could spread the payments over the interest free period. The PayPal app is also very user friendly and makes it easy to manage your account. Reviewed on: 8th July 2022

excellent service

when a part i ordered did not come they sorted out sush good service have been with them a lot of years great company to by with Reviewed on: 8th July 2022

PEACEFUL, PLEASING AND PRACTICAL!!!

PAYPAL is pretty excellent and incomparably easy to use. Reviewed on: 8th July 2022

A** PayPal

Available to use in 100’s of businesses, I have found PayPal an efficient way of spreading payments and fair especially in the current economic climate. Reviewed on: 8th July 2022

Helpful credit

Paypal is always easy to manage and they always give you a chance to improve and enhance your credit account. And its very handy in your online shopping Reviewed on: 8th July 2022

Spread the cost

Purchase over £99 interest free repayment over 4 months Reviewed on: 8th July 2022

My Pal PayPal

East to use and hassle free. My first choice, especially for large purchases! Reviewed on: 8th July 2022

Love PayPal Credit

PayPal credit is so convenient with reasonable charges, what's not to like :) Reviewed on: 8th July 2022

Given the maximum and cut down to lower without reason

I was given the maximum credit and one day without any notice or reason my credit was lowered to 750 and never missed one payment. But further the credit works good. Reviewed on: 8th July 2022

Paypal credit

Easy to apply and ease of use all set out in a good order.I would highly recommend Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 30936 reviews
Payments
from PayPal 4.92 from 3656 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub