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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Makes purchases affordable

Being able to split payments over 4 months without interest is great. Makes things affordable. Wouldn’t have bought the item otherwise. Best thing ever. Reviewed on: 8th June 2026

Fantastic and Secure Payment Option

Fantastic offers available with no or very low interest. I feel very comfortable using PayPal credit, especially when booking flights and/or travel. PayPal credit is a great way to spread payments and have guaranteed security. PayPal has and will most likely always be my preferred payment method when shopping online. Reviewed on: 8th June 2026

Love the 4 months interest free credit nd the freed...

Love the 4 months interest free credit. I buys goods that I can not buy in one payment and pay in 2 or 4 payments, it gives me the confidence to purchase a big item if needed. Reviewed on: 8th June 2026

A lot of scammers out there. choose to pay with paypal

Paypal has Bern going a long time I've used them a lot still do safer way to pay thank you best way to pay these days so many scammers out there I trust paypal Reviewed on: 8th June 2026

PayPal easy to use and provide excellent service

PayPal easy to use and provide excellent service Reviewed on: 8th June 2026

Very swift application and approval process.

Very swift application and approval process. Handy credit facility and excellent customer service. Altogether a great experience. Reviewed on: 8th June 2026

Brilliant App. Use it all the time.

Paypal has been wonderful in terms of payments amd other things. Really enjoy it!. Reviewed on: 8th June 2026

Makes paying much simpler online.

Makes paying much simpler online. It’s good to know that it’s a safe way to pay. The app is great for keeping track of payments Reviewed on: 8th June 2026

Helpful!

It’s always handy to know that they are there when you are absolutely stuck! Reviewed on: 8th June 2026

Earning points on debit Mastercard card

Earning points on debit Mastercard card Reviewed on: 8th June 2026

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