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PayPal: PayPal Credit reviews

4.73
Based on 143,929 reviews, last reviewed 21st Jun 2026
4280050% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payment options are quite handy. Payment options are quite handy. Availability across vendors is great. Options to pay later are great. Reviewed on: 21st June 2026
Luis Santos's avatar
Luis Santos

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143929)

Overall very good.

4
Overall very good. I was happy with everthing involved Reviewed on: 28th April 2026

Great easy

5
Great service really easy to manage Reviewed on: 28th April 2026

Great card

5
Paypal credit card is easy to use, make payments and set up direct debits Reviewed on: 28th April 2026

Great service, every time I've had to chase a seller...

5
Great service, every time I've had to chase a seller for refund or non delivery. PayPal have been very effective at putting mediation and resolution. Overall service 10/10! Reviewed on: 28th April 2026

The new Visa card is really handy, easy to...

5
The new Visa card is really handy and was so easy to set up. Reviewed on: 28th April 2026

It’s been exceptionally excellent service provision

5
It’s been exceptionally excellent service provision Reviewed on: 28th April 2026

Allow access to wide range of market for purchasing...

4
Allow access to wide range of market for purchasing unlike some providers which has limit stores. Easy to set up and high startup money. Reviewed on: 28th April 2026

Easy to use, always for safe, sending locally or abr...

5
Easy to use, always for safe, sending locally or abroad knowing I'm protected. Easy few step payment and love th new credit with the virtual card for even more ways to spend using my PayPal credit safe and securely Reviewed on: 28th April 2026

Awesome service

5
I am having a best experience from the start to till now. Credit card is also best. Reviewed on: 28th April 2026

Always been reliable never had a bad experience

5
Always been reliable never had a bad experience Reviewed on: 28th April 2026

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