Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,026 reviews, last reviewed 21st Jun 2026
4284200% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I LOVE PAYPAL ITS SO EASY TO USE I LOVE PAYPAL ITS SO EASY TO USE Reviewed on: 21st June 2026
Sue Richardson's avatar
Sue Richardson

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144026)

Never hlove paypal ad a problem always use paypal

5
Never had a problem always use paypal Reviewed on: 28th April 2026

Hard to set up auto payments I have had to use two d...

5
Hard to set up auto payments I have had to use two different methods for pay in 3 and 4 0%. Difficulty in solving this problem Reviewed on: 28th April 2026

I've used PayPal credit for years and have had no is...

5
I've used PayPal credit for years and have had no issues. It's very useful and make spreading costs easy. Reviewed on: 28th April 2026

SUPER PAYPAL

5
I'm very happy with PayPal !! Very good customer service. I will like to have a little bit more credit limit. Thank you! Reviewed on: 28th April 2026

The easiest and most secure.

5
I have been using PayPal credit for some years now, by far the easiest way to pay for things and the protection provided feels second to none. Reviewed on: 28th April 2026

Safe and secure.

5
Safe and secure..always reliable and trustworthy, simply the best, wouldn't use any other way to pay for goods or indeed anything. Reviewed on: 28th April 2026

Easy stress free transactions

5
I use PayPal all the time it's so easy and convenient as a stroke survivor PayPal takes the stress out of transactions Reviewed on: 28th April 2026

Always good for credit when I am a little short of m...

5
Always good for credit when I am a little short of money Reviewed on: 28th April 2026

Simple and easy to do payments

5
Easy to use app simple to do payments Reviewed on: 28th April 2026

Great experience with PayPal credit

5
Great experience with PayPal credit Reviewed on: 28th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74842 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products