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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,019 reviews, last reviewed 7th Apr 2026
574500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good for booking flights over a 3 or 4 month period. Good for booking flights over a 3 or 4 month period.A very helpful way of spreading payments Reviewed on: 7th April 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57019)

Perfect

5
Helped when I was at a loss was looking at losing my home, life everything and it helped! Reviewed on: 8th July 2022
ladette@sky.com's avatar
[email protected]

Easy to use and purchases are protected

5
PayPal credit is a great product - I like being able to pay off payments over £100 over 4 months and the platform is really user friendly. PayPal also enabled me to get my money back when I purchased a product that was damaged in transit and the retailer was non responsive. Reviewed on: 8th July 2022
Char2lotte's avatar
Char2lotte

Never let you down

5
I’ve got so amazing experience with Amex and I’m surprised always about the benefits and fees Reviewed on: 8th July 2022
Gabriel B's avatar
Gabriel B

Very helpful

5
Excellent provider and very convenient Reviewed on: 8th July 2022
Martin Hicks's avatar
Martin Hicks

Great

5
I needed a sofa in a hurry and on the car journey to the shop I organised the credit. The sofa arrived in a few days and was paid off in a few months. Brilliant! Reviewed on: 8th July 2022
amy clark's avatar
amy clark

Perfect Service for Big Purchases!

5
I’ve been a PayPal Credit customer for a few years now- and I absolutely love using all the different offers available for bigger purchases more so than my current Credit Card company. I’ve been able to buy new furniture for the house all in one go- then pay it back in monthly instalments or within 4 months so I am not charged any interest. I’ve mentioned it to friends and to family, and they have also been able to spread the payment easier with PayPal Credit. It’s a really good option to have an I’ll likely be a permanent customer and user of this service in the future. Reviewed on: 8th July 2022
Lauren's avatar
Lauren

Good

5
Excellent service. No hassle when sending and receiving money Reviewed on: 8th July 2022
bertha keta's avatar
bertha keta

Great service

5
Great deal from pay pal , 4 months 0 interests, easy to manage , lots of remainders can't ask for more ... its my fav way of paying Reviewed on: 8th July 2022
Przemyslaw luczynski 's avatar
Przemyslaw luczynski

Great provider

5
Thanks love it, makes my life so much better Reviewed on: 8th July 2022
Ramin ahmadi 's avatar
Ramin ahmadi

The company who lets me buy without the charge. Intersect fee credit is amazing

5
Customer experience is always great And purchasing is made very easy especially with PayPal credit. Reviewed on: 8th July 2022
Shafiq Rahman's avatar
Shafiq Rahman

Review PayPal: PayPal Credit now

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