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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Seamless experience so far.

Seamless experience so far. It's easy to navigate and engage with customer service when you need to. It provides enough transparency which allows for audit trails to track finances. Reviewed on: 8th June 2026

PayPal us easy to use and safe...

PayPal us easy to use, safe for online transactions and really good for international payments Reviewed on: 8th June 2026

Very good service

Never had any problems with PayPal very straightforward Reviewed on: 8th June 2026

Consistently great

Consistently great in all aspects of there approach to costumer experience. The app is super easy to use and the communication via email is first class to help you keep on top of what you are doing ! Reviewed on: 8th June 2026

Easy process

Easy to use and explained. Have used many times without any issues. Reviewed on: 8th June 2026

I completely trust PayPal and I feel so safe in all...

I completely trust PayPal and I feel so safe in all my financial dealings with them. They make life so easy. Reviewed on: 8th June 2026

great experience

Been having a beautiful & great experience with paypal credit Reviewed on: 8th June 2026

Easy to access Money.

Easy to access Money. great new features and options to use credit. credit increase. really love PayPal Reviewed on: 8th June 2026

Simple, secure, reliable solution for everyday onlin...

Simple, secure, reliable solution for everyday online transactions. Reviewed on: 8th June 2026

Happy customer

I use PayPal for over 10 years now. I have never had any bad experience. I feel confident my payments online are secure. Paypal is easy to use and available with many retailers. Since new Credit and debit card I use paypal even more- not only online and also collect points on my purchases which I can spent later. Highly recommend. Reviewed on: 8th June 2026

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